20476 SE Byron Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20476 SE Byron Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 2017
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$494,900 (Dec 2020)
Tax Bill	$4,091 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181204 CC 04900`

Property Details

APN / Parcel Number

Primary APN	`181204 CC 04900`
Alternative APN	`272823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	757 sqft
2nd Floor Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Mixed
Garage Area	440 sqft

Location & Zoning

Account Number	272823
Street Address	20476 SE BYRON AVE
City	BEND
State	OR
Zip	97702-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:22 SUBD:FARMINGTON RESERVE SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12 MAP REF:181204-CC
Legal Range	12
Legal Township	18
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	FARMINGTON RESERVE
Legal Lot Number	22
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20476 SE BYRON AVE, BEND, OR 97702-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Nov 9, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	0202068368
Deed Book / Page	2020 / 68368
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20476 SE BYRON AVE, BEND, OR 97702-8821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045908
Date	Nov 25, 2019
Instrument	2019-45908

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 17, 2020
Property Address	20476 SE BYRON AVE, BEND, OR 97702-8821
Document Number	0000068368
Map Reference	CAB I PG 104
Instrument Date	Dec 17, 2020
Instrument	2020-68368
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1940 NW MILLER RD # 317, 317, PORTLAND, OR 97229-4147

Mortgage

Document Number	0000068369
Date	Dec 17, 2020
Instrument	2020-68369

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 9, 2017
Property Address	20476 SE BYRON AVE, BEND, OR 97702-8821
Document Number	0000045155
Instrument Date	Nov 8, 2017
Instrument	45155
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20476 SE BYRON AVE BEND OR 97702, BEND, OR 97702

Mortgage

Document Number	45156
Date	Nov 9, 2017
Instrument	45156

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,091.00 (+3.94%)	$242,180 (+3%)	$605,030 (+7.68%) Land $186,900 Building $418,130
2024	$3,936.00 (+7.87%)	$235,130 (+3%)	$561,860 (-3.84%) Land $186,900 Building $374,960
2023	$3,649.00	$228,290	$584,290 Land $186,900 Building $397,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fatbeam, Webformix.

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