Lee County property record for 20480 Chapel Trce, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,642 sqft · built 2001 |
| Lot Size | 0.378 acres (16,444 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $975,000 (Apr 2013) |
| Tax Bill | $18,725 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-46-25-E4-0700C.0530 |
| Primary APN | 32-46-25-E4-0700C.0530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 5,642 sqft Living Area |
| Gross Area | 7,161 sqft |
| 1st Floor Area | 3,429 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 16,444 sqft (0.378 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 280 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 799 sqft |
| Patio Area | 1,933 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10448870 |
|---|---|
| Street Address | 20480 CHAPEL TRCE |
| City | ESTERO |
| State | FL |
| Zip | 33928-2990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 53 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | WEST BAY CLUB |
| Legal Tract | E4 |
| Legal Block | C |
| Legal Lot Number | 53 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50319 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 14 MOUNTAINCREST DR, CHESHIRE, CT 06410-3553 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2013 · Amount on Record |
| Deed Sale | Apr 17, 2013 · Amount on Record |
| Prior Sale | Mar 3, 2000 · Amount on Record |
| Deed Document Number | 201389585 |
| Record Updated | Jun 8, 2026 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,725.00 (-1.37%) | $1,328,300 (-24.74%) | $1,528,157 (-13.42%) Land $317,240 Building $1,210,917 |
| 2024 | $18,986.00 (+14.99%) | $1,764,951 (+22.88%) Land $495,170 Building $1,269,781 | $1,764,951 (+22.88%) Land $495,170 Building $1,269,781 |
| 2023 | $16,511.00 (+16.88%) | $1,436,354 (+28.67%) Land $339,310 Building $1,097,044 | $1,436,354 (+28.67%) Land $339,310 Building $1,097,044 |
| 2022 | $14,126.00 | $1,116,324 Land $226,566 Building $889,758 | $1,116,324 Land $226,566 Building $889,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 266 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 755 units insured incl. 489 condo units |
| Nearby Flood Claims | 124 (2017–2022) |
| Claims Outside the SFHA | 28 of 124 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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