20460 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 20460 Chapel Trce, Estero, FL 33928 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,524 sqft · built 2002
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Mar 2001)
Tax Bill	$9,773 (2025)
Flood Zone	Zone X (moderate risk)
APN	`32-46-25-E4-0700C.0510`

Property Details

APN / Parcel Number

Primary APN	`32-46-25-E4-0700C.0510`
Alternative APNs	`253246E40700C0510` `324625070000C0510` `10448868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,524 sqft Living Area
Gross Area	6,316 sqft
1st Floor Area	3,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,591 sqft (0.312 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	996 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	796 sqft
Patio Area	830 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10448868
Street Address	20460 CHAPEL TRCE
City	ESTERO
State	FL
Zip	33928-2990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 51
Legal Range	25E
Legal Township	46S
Legal Section	32
Legal Subdivision	WEST BAY CLUB
Legal Tract	E4
Legal Block	C
Legal Lot Number	51
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	50319

Owner

Source: Lee County records · APN 32-46-25-E4-0700C.0510

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20460 CHAPEL TRCE, ESTERO, FL 33928-2990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2001 · Amount on Record
Deed Sale	Mar 05, 2001 · Amount on Record
Prior Sale	Apr 03, 2000 · Amount on Record
Deed Book / Page	3372 / 1006
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,773.00 (+6.16%) Homeowner's exemption	$762,671 (+5.99%)	$1,265,168 (+5.55%) Land $283,433 Building $981,735
2023	$9,206.00 (+0.98%) Homeowner's exemption	$719,589 (+3%)	$1,198,615 (+28.67%) Land $280,307 Building $918,308
2022	$9,117.00 Homeowner's exemption	$698,630	$931,555 Land $226,566 Building $704,989

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 266 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	755 units insured (489 under condo master policies) 161 of 266 individual policies on primary residences
Nearby Flood Claims	124 (2017–2022)
Claims Outside the SFHA	28 of 124
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 71 claims Hurricane Ian (Sep 2022), 51 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 826 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.