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2048 West Rd, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 2048 West Rd, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,629 sqft · built 1840
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Nov 2020)
Tax Bill$4,023 (2026)
Deeds & MortgagesJul 2021 Refinance
Feb 2022 Refinance
+ 4 more
APN251289 46.-2-58

Property Details

APN / Parcel Number

Primary APN251289 46.-2-58
Alternative APNs
  • 25128904600000010580000000
  • OUTSIDE

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,629 sqft Living Area
1st Floor Area1,206 sqft
Upper Floors Area423 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialWood
Lot Area27,443 sqft (0.63 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area655 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2048 WEST RD
CityONEIDA
StateNY
Zip13421-4326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number58.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2010
Census Tract30103

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2048 WEST RD, ONEIDA, NY 13421-4326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA
Feb 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA
Nov 9, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 4, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Jul 14, 2020Grant Deed, Transfer
LIBERTY LAND ABSTRACT, LIBERTY LAND ABS
Jul 15, 2019Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2020 · Amount on Record
Deed SaleNov 4, 2020 · Amount on Record
Prior SaleJul 14, 2020 · Amount on Record
Deed Document Number20205906
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address2048 WEST RD, ONEIDA, NY 13421-4326
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000302
DateJul 30, 2021
Instrument2021-5302
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address2048 WEST RD, ONEIDA, NY 13421-4326
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000084
DateFeb 7, 2022
Instrument2022-784
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON NY
Recording DateNov 9, 2020
Property Address2048 WEST RD, ONEIDA, NY 13421-4326
Document Number0000006025
Instrument DateNov 4, 2020
Instrument6025
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1614 CRESCENT AVE ONEIDA NY 134217016, ONEIDA, NY 13421-7016

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON NY
Recording DateNov 4, 2020
Property Address2048 WEST RD, ONEIDA, NY 13421-4326
Document Number0000005906
Instrument DateSep 17, 2020
Instrument5906
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1614 CRESCENT AVE ONEIDA NY 134217016, ONEIDA, NY 13421-7016

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON NY
Recording DateJul 14, 2020
Property Address2048 WEST RD, ONEIDA, NY 13421-4326
Document Number0000003380
Instrument DateApr 24, 2020
Instrument3380
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyLIBERTY LAND ABSTRACT, LIBERTY LAND ABS

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address75 BEATTIE PL #300 GREENVILLE SC 296012138, 300, GREENVILLE, SC 29601-2138

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON NY
Recording DateJul 15, 2019
Property Address2048 WEST RD, ONEIDA, NY 13421-4326
Document Number0000003339
Instrument DateJun 19, 2019
Instrument3339
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$942.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1111 CORNFLOWER WAY N EAST SYRACUSE NY 130579512, EAST SYRACUSE, NY 13057-9512

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,023.00 (+116.87%)
2025$1,855.00 (-12.29%)$84,900 (-) Land $12,100 Building $72,800$119,577 (+7.04%) Land $17,042 Building $102,535
2023$84,900 (-) Land $12,100 Building $72,800$111,711 (+9.21%) Land $15,921 Building $95,790
2022$2,115.00$84,900 Land $12,100 Building $72,800$102,289 Land $14,578 Building $87,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

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