1905 West Rd, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 1905 West Rd, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,933 sqft · built 1974
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Feb 2007)
Tax Bill$8,129 (2026)
Deeds & MortgagesJan 2017 Mortgage
APN251289 46.-1-38

Property Details

APN / Parcel Number

Primary APN251289 46.-1-38
Alternative APNs
  • 128904600000010380000000
  • OUTSIDE

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,933 sqft Living Area
1st Floor Area1,933 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood
Lot Area69,696 sqft (1.6 acres)
Garage TypeMixed
Garage Area1,128 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area936 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1905 WEST RD
CityONEIDA
StateNY
Zip13421-7107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFORMERLY 422 WEST RD
Legal Block1
Legal Lot Number38.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group3
Census Block3021
Census Tract30103

Owner

1905 West Rd is owned and occupied by two individuals who bought it in February 2007.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1905 WEST RD, ONEIDA, NY 13421-7107
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2007 · Amount on File
Deed SaleFeb 20, 2007 · Amount on File
Prior SaleJul 7, 2006 · Amount on File
Deed Book / Page1399 / 41
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address1905 WEST RD, ONEIDA, NY 13421-7107
Document Number0000000702
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedMar 7, 2017
Title CompanyINDEPENDENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 WEST RD ONEIDA NY 134217107, ONEIDA, NY 13421-7107

Mortgage

Document Number0000000702
DateFeb 8, 2017
Instrument702
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 7, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 1905 West Rd was $8,129 with a homeowner's exemption, up 125.1% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,129.00 (+125.06%) Homeowner's exemption
2025$3,612.00$176,400 Land $17,600 Building $158,800$248,451 Land $24,789 Building $223,662
2023$176,400 (-) Land $17,600 Building $158,800$232,105 (+9.21%) Land $23,158 Building $208,947
2022$3,306.00 Homeowner's exemption Additional exemption filed$176,400 Land $17,600 Building $158,800$212,530 Land $21,205 Building $191,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1905 West Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 West Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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