Santa Rosa County property record for 2048 Seagrape Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1995 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,900 (Dec 1995) |
| Tax Bill | $970 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-24000-0090 |
| Primary APN | 18-2S-26-1920-24000-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| Gross Area | 1,822 sqft |
| 1st Floor Area | 1,690 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 19,994 sqft (0.458 acres) |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261920240000090 |
|---|---|
| Street Address | 2048 SEAGRAPE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-7669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 9 BLK 240 AS DES IN OR 1508 PG 11 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 240 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10821 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2048 SEAGRAPE DR, NAVARRE, FL 32566-7669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 1995 · Amount on Record |
| Deed Sale | Dec 18, 1995 · Amount on Record |
| Deed Document Number | 0150800011 |
| Deed Book / Page | 01508 / 00011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2048 SEAGRAPE DR, NAVARRE, FL 32566-7669 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2048 SEAGRAPE DR, NAVARRE, FL 32566-7669 |
| Document Number | 0044431218 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 4443/1218 |
| Instrument | 202347061 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $970.00 (+3.74%) Homeowner's exemption | $110,160 (+3%) | $240,085 (+5.18%) Land $75,000 Building $165,085 |
| 2023 | $935.00 (+4%) Homeowner's exemption | $106,951 (+3%) | $228,259 (+14.88%) Land $65,000 Building $163,259 |
| 2022 | $899.00 Homeowner's exemption | $103,836 | $198,686 Land $50,000 Building $148,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 5 (2020–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Ripple Broadband.
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