2041 Seagrape Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2041 Seagrape Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,032 sqft · built 2013
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Nov 2018)
Tax Bill	$265 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-24100-0220`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-24100-0220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,032 sqft Heated Area
Gross Area	4,053 sqft
1st Floor Area	3,630 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	20,212 sqft (0.464 acres)
Garage Area	1 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920241000220
Street Address	2041 SEAGRAPE DR
City	NAVARRE
State	FL
Zip	32566-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 22 BLK 241 AS DES IN OR 3779 PG 447
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	241
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1005
Census Tract	10821

Owner

2041 Seagrape Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2041 SEAGRAPE DR, NAVARRE, FL 32566-7668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Prior Sale	May 30, 2013 · Amount on File
Deed Document Number	201847055
Deed Book / Page	3779 / 0447
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2041 SEAGRAPE DR, NAVARRE, FL 32566-7668
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 SEAGRAPE DR, NAVARRE, FL 32566-7668

Mortgage

Document Number	0040551289
Date	Jan 13, 2021
Book Page	4055/1289
Instrument	202102109

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 1, 2018
Property Address	2041 SEAGRAPE DR, NAVARRE, FL 32566-7668
Document Number	0037790447
Book / Page	003779 / 000447
Instrument Date	Oct 29, 2018
Instrument	47055
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2041 SEAGRAPE DR NAVARRE FL 325667668, NAVARRE, FL 32566-7668

Mortgage

Document Number	37790452
Date	Nov 1, 2018
Book Page	003779/000452
Instrument	47057

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$265.00 (+7.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$367,060 (+3%)	$512,450 (+2.75%) Land $75,000 Building $437,450
2023	$247.00 (+6.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$356,369 (+3%)	$498,714 (+8.54%) Land $65,000 Building $433,714
2022	$232.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$345,989	$459,461 Land $50,000 Building $409,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2041 Seagrape Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2041 Seagrape Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

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