2048 Morgan Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 2048 Morgan Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 1958
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$371,000 (Sep 2020)
Tax Bill	$7,566 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-22-0048`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-22-0048`
Alternative APNs	`8397623` `221723`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	221723
Street Address	2048 MORGAN AVE
City	SAINT PAUL
State	MN
Zip	55116-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISANZ HIGHLAND PLAINS,NO. 2 SUBJ TO SEWER ESMT LOT 4 BLK 8
Legal Range	23
Legal Township	28
Legal Section	21
Legal Subdivision	BISANZ HIGHLAND PLAINS,NO. 2
Legal Block	8
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5007
Census Tract	37601

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2048 MORGAN AVE, SAINT PAUL, MN 55116-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	20202675629
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 22, 2020
Property Address	2048 MORGAN AVE, SAINT PAUL, MN 55116-2524
Document Number	0002675629
Instrument Date	Sep 18, 2020
Instrument	2675629
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,261.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 MORGAN AVE ST PAUL MN 551162524, ST PAUL, MN 55116-2524

Mortgage

Document Number	2675630
Date	Sep 22, 2020
Instrument	2675630

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,800 (+15.89%) Land $90,200 Building $414,600	$504,800 (+15.89%) Land $90,200 Building $414,600
2025	$7,566.00 (+19.98%)
2023	$6,306.00 Homeowner's exemption	$435,600 Land $90,200 Building $345,400	$435,600 Land $90,200 Building $345,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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