2040 Morgan Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 2040 Morgan Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,525 sqft · built 1958
Lot Size	0.157 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,818 (Aug 2017)
Tax Bill	$6,104 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-22-0050`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-22-0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	975 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,882 sqft (0.157 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2040 MORGAN AVE
City	SAINT PAUL
State	MN
Zip	55116-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	BISANZ HIGHLAND PLAINS,NO. 2 LOT 6 BLK 8
Legal Range	23
Legal Township	28
Legal Section	21
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	BISANZ HIGHLAND PLAINS
Legal Block	8
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5007
Census Tract	37601

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2040 MORGAN AVE, SAINT PAUL, MN 55116-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY & CNTY EMP CU
Aug 1, 2017	Warranty Deed, Transfer · Conventional with PMI CITY & CNTY EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Dec 7, 2016
Deed Document Number	T02593307
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2040 MORGAN AVE, SAINT PAUL, MN 55116-2524
Document Number	0002680876
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2040 MORGAN AVE ST PAUL MN 551162524, ST PAUL, MN 55116-2524

Mortgage

Document Number	0002680876
Date	Nov 13, 2020
Instrument	2680876

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 1, 2017
Property Address	2040 MORGAN AVE, SAINT PAUL, MN 55116-2524
Document Number	0002593307
Instrument Date	Jun 30, 2017
Instrument	2593307
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,101.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2040 MORGAN AVE ST PAUL MN 551162524, ST PAUL, MN 55116-2524

Mortgage

Document Number	2593308
Date	Aug 1, 2017
Instrument	2593308

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	PAUL, MN 55101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,104.00 Homeowner's exemption	$416,300 Land $90,200 Building $326,100	$416,300 Land $90,200 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Morgan Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures