2048 Locust St, Quincy, IL 62301 Property Records

Adams County property record for 2048 Locust St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$191,500 (Mar 2026)
Tax Bill	$2,189 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`235004100000`

Property Details

APN / Parcel Number

Primary APN	`235004100000`

Exterior

Lot Area	10,800 sqft (0.25 acres)
Lot Dimensions	108 ft deep x 100 ft wide

Location & Zoning

Street Address	2048 LOCUST ST
City	QUINCY
State	IL
Zip	62301-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BAKERS ET AL N 108FT OF E 100FT LOT 7
Legal Range	9W
Legal Township	1S
Legal Section	36
Legal Lot Number	7
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2001
Census Tract	201

Owner

2048 Locust St is owned and occupied by an individual who bought it in March 2026.

Source: Adams County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2048 LOCUST ST, QUINCY, IL 62301-1449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Deed Document Number	20261081
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Mar 2, 2026
Property Address	2048 LOCUST ST, QUINCY, IL 62301-1449
Document Number	2026R01081
Instrument Date	Feb 25, 2026
Instrument	2026R-01081
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4121 DELLMAN DR, ROANOKE, TX 76262-3371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 LOCUST ST, QUINCY, IL 62301-1449

Mortgage

Document Number	2026R01082
Date	Mar 2, 2026
Instrument	2026R-01082

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,120 (+6.01%) Land $4,710 Building $49,410	$162,360 (+6.01%) Land $14,130 Building $148,230
2024	$2,189.00	$51,050 Land $4,440 Building $46,610	$153,150 Land $13,320 Building $139,830
2022		$44,220 Land $3,850 Building $40,370	$132,660 Land $11,550 Building $121,110
2021	$2,572.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2048 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20