2046 Locust St, Quincy, IL 62301 Property Records

Adams County property record for 2046 Locust St, Quincy, IL 62301

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,800 sqft)
Owner2 Individual Names on Record
Tax Bill$1,780 (2024)
Deeds & MortgagesMay 2026 Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN235004000000

Property Details

APN / Parcel Number

Primary APN235004000000

Exterior

Lot Area6,800 sqft (0.16 acres)
Lot Dimensions170 ft deep x 40 ft wide

Location & Zoning

Street Address2046 LOCUST ST
CityQUINCY
StateIL
Zip62301-1449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BAKERS ET AL W 40FT OF E 140FT N 1/2 LOT 7
Legal Range9W
Legal Township1S
Legal Section36
Legal SubdivisionBAKERS AND OTHERS ADD
Legal Lot Number7
JurisdictionADAMS IL
Township / Civil DivisionQUINCY
Census Block Group2
Census Block2001
Census Tract201

Owner

Source: Adams County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2046 LOCUST ST, QUINCY, IL 62301-1449
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Quit Claim Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Apr 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 15, 2026
Transfer Doc0000003008
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionADAMS IL
Recording DateMay 21, 2026
Property Address2046 LOCUST ST, QUINCY, IL 62301-1449
Document Number0000003008
Instrument DateMay 15, 2026
Instrument20263008
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2046 LOCUST ST, QUINCY, IL 62301-1449

Mortgage

Document Number0000003009,
DateMay 21, 2026
Instrument20263009
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionADAMS IL
Recording DateApr 3, 2018
Property Address2046 LOCUST ST, QUINCY, IL 62301-1449
Document Number2018R02538
Instrument DateMar 28, 2018
Instrument2018R-02538
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2046 LOCUST ST, QUINCY, IL 62301-1449

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionQuincy Township
MunicipalityQuincy City
Unified School DistrictQuincy School District 172 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,600 (+22.36%) Land $2,970 Building $37,630$121,800 (+22.36%) Land $8,910 Building $112,890
2024$1,780.00 (-2.52%)
2022$33,180 Land $2,430 Building $30,750$99,540 Land $7,290 Building $92,250
2021$1,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUINCY
serves 42,000 people · EPA ID IL0010650
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Adams Telsystems
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number