Whatcom County property record for 2048 Jena Loop, Ferndale, WA 98248 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,704 sqft · built 2019 |
| Lot Size | 0.042 acres (1,847 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,899 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 494319 |
| Primary APN | 494319 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| Basement Area | 370 sqft |
| Finished Basement | 370 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 1,847 sqft (0.042 acres) |
| Garage Type | Built-in |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 494319 |
|---|---|
| Street Address | 2048 JENA LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AM MALLOY VILLAGE PUD #2 PHASE 1 LOT I-4 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 17 |
| Legal Subdivision | MALLOY VILLAGE PUD #2 PHASE 1 AM |
| Legal Phase | 1 |
| Legal Lot Number | I-4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10505 |
Source: Whatcom County records · APN 494319
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22410 HAWTHORNE BLVD STE 5, 5, CA |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 06, 2019 | Grant Deed, Mortgage WHATCOM EDUCATIONAL CU |
| Sep 15, 2017 | Quit Claim Deed, Construction Loan · Construction Mortgage WASHINGTON FED'L SVGS |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 06, 2019 |
| Property Address | 2048 JENA LOOP, FERNDALE, WA 98248-8404 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 900588 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22410 HAWTHORNE BLVD #5 TORRANCE CA 905052500, 5, TORRANCE, CA 90505-2500 |
| Document Number | 2190900588 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 900588 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | 3410 WOBURN ST, BELLINGHAM, WA 98226-5621 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 15, 2017 |
| Property Address | 2048 JENA LOOP, FERNDALE, WA 98248-8404 |
| Document Number | 2170901303 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 901303 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 15, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 2170901475 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 901475 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 425 PIKE ST, SEATTLE, WA 98101-3902 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,899.00 (+457%) | $520,512 (+447.23%) Land $138,225 Building $382,287 | $520,512 (+447.23%) Land $138,225 Building $382,287 |
| 2022 | $95,117 Land $95,117 | $95,117 Land $95,117 | |
| 2021 | $700.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Northwest Fiber | Fiber | 6,000 / 6,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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