2044 Jena Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2044 Jena Loop, Ferndale, WA 98248 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,704 sqft · built 2019
Lot Size	0.042 acres (1,847 sqft)
Owner	Company Name on File
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`494319`

Property Details

APN / Parcel Number

Primary APN	`494319`
Alternative APNs	`390217 105191 0000` `183170`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	1,704 sqft Living Area
Basement Area	370 sqft
Finished Basement	370 sqft

Exterior

Year Built	Built 2019
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	1,847 sqft (0.042 acres)
Garage Type	Built-in
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	494319
Street Address	2044 JENA LOOP
City	FERNDALE
State	WA
Zip	98248-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AM MALLOY VILLAGE PUD #2 PHASE 1 LOT I-2
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	MALLOY VILLAGE PUD #2 PHASE 1 AM
Legal Phase	1
Legal Lot Number	I-2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1010
Census Tract	10505

Owner

Source: Whatcom County records · APN 494319

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	22410 HAWTHORNE BLVD STE 5, 5, CA
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 06, 2019
Property Address	2044 JENA LOOP, FERNDALE, WA 98248-8404
Instrument Date	Aug 30, 2019
Instrument	900588
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22410 HAWTHORNE BLVD #5 TORRANCE CA 905052500, 5, TORRANCE, CA 90505-2500

Mortgage

Document Number	2190900588
Date	Sep 06, 2019
Instrument	900588

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	3410 WOBURN ST, BELLINGHAM, WA 98226-5621

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,899.00 (+457%)	$520,512 (+447.23%) Land $138,225 Building $382,287	$520,512 (+447.23%) Land $138,225 Building $382,287
2022		$95,117 Land $95,117	$95,117 Land $95,117
2021	$700.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.