2048 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2048 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,092 sqft · built 2020
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$888,000 (Nov 2025)
Tax Bill	$10,176 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-330-077-000`

Property Details

APN / Parcel Number

Primary APN	`492-330-077-000`
Alternative APN	`492-330-077`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,092 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	6,299 sqft (0.145 acres)
Garage Area	1,151 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-330-077
Street Address	2048 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 FIDDYMENT RANCH PH 2 VILLAGE F-9C MOR EE-2
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	77
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4053
Census Tract	21328

Owner

2048 Cumberland Loop is owned and occupied by an individual who bought it in November 2025.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2048 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Nov 19, 2025	Grant Deed, Transfer · Conventional Mortgage ANSWER HOME LENDING INC
Aug 21, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	202565160
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2048 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number	0000038681
Date	Jul 24, 2023
Instrument	2023-0038681

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 19, 2025
Property Address	2048 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Document Number	0000065160
Map Reference	MB EE PG 2
Instrument Date	Nov 17, 2025
Instrument	2025-0065160
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number	0000065161
Date	Nov 19, 2025
Instrument	2025-0065161

Lender

Name	ANSWER HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 21, 2020
Property Address	2048 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Document Number	0000089450
Map Reference	MB EE PG 2
Instrument Date	Aug 13, 2020
Instrument	2020-0089450
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2048 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number	0000089451
Date	Aug 21, 2020
Instrument	2020-0089451

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2048 Cumberland Loop was $10,176, up 2.5% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$888,000 (+29.6%) Land $180,000 Building $708,000
2025	$10,176.00 (+2.47%) Homeowner's exemption	$685,165 Land $194,837 Building $490,328
2024	$9,931.00 (+2.06%)
2023	$9,731.00 (-1.4%) Homeowner's exemption	$658,561 Land $187,272 Building $471,289
2022	$9,869.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2048 Cumberland Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Cumberland Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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