2040 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2040 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,121 sqft · built 2020
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Company Names on Record
Last Sale	$643,000 (Jul 2020)
Tax Bill	$10,292 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`492-330-078-000`

Property Details

APN / Parcel Number

Primary APN	`492-330-078-000`
Alternative APN	`492-330-078`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,121 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	6,299 sqft (0.145 acres)
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-330-078
Street Address	2040 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 FIDDYMENT RANCH PH 2 VILLAGE F-9C MOR EE-2
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	78
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4053
Census Tract	21328

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2040 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	202074729
Last Transfer Date	Jul 1, 2025
Transfer Doc	0000036821
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2040 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number	0000009311
Date	Jan 31, 2022
Instrument	2022-0009311

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.17%
Index	Other
Max Rate	8.17%

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 22, 2020
Property Address	2040 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290
Document Number	0000074729
Map Reference	MB EE MAP 2
Instrument Date	Jul 15, 2020
Instrument	2020-0074729
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2040 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4290

Mortgage

Document Number	0000074730
Date	Jul 22, 2020
Instrument	2020-0074730

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,908 (+2%) Land $198,733 Building $511,175
2025	$10,292.00 (+4.56%) Homeowner's exemption	$695,989 (+4.04%) Land $194,837 Building $501,152
2023	$9,843.00 (-1.38%) Homeowner's exemption	$668,965 Land $187,272 Building $481,693
2022	$9,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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