20477 Prophet Rd, Prophetstown, IL 61277 Property Records

Whiteside County property record for 20477 Prophet Rd, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	3.21 acres (139,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,666 (Mar 2026)
Tax Bill	$6,586 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1630100004`

Property Details

APN / Parcel Number

Primary APN	`1630100004`
Alternative APNs	`106780` `124142`

Exterior

Lot Area	139,958 sqft (3.21 acres)

Location & Zoning

Account Number	124142
Street Address	20477 PROPHET RD
City	PROPHETSTOWN
State	IL
Zip	61277-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 1/2 S 1/2 N 1/2 SEC 30 TWP 20 RNG 6
Legal Range	06E
Legal Township	20N
Legal Section	30
Jurisdiction	WHITESIDE IL
Township / Civil Division	HUME
Census Block Group	1
Census Block	1026
Census Tract	800

Owner

Source: Whiteside County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16294 LYONS RD, PROPHETSTOWN, IL 61277-9589
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer CITIZENS FIRST BANK
Nov 17, 2020	Warranty Deed, Transfer · Line of Credit FARMERS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20261306
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 19, 2026
Property Address	20477 PROPHET RD, PROPHETSTOWN, IL 61277-9115
Document Number	0000001306
Instrument Date	Mar 11, 2026
Instrument	2026-01306
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16294 LYONS RD, PROPHETSTOWN, IL 61277-9589

Mortgage

Document Number	0000001307
Date	Mar 19, 2026
Instrument	2026-01307

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 17, 2020
Property Address	20477 PROPHET RD, PROPHETSTOWN, IL 61277-9115
Document Number	0000007485
Instrument Date	Nov 16, 2020
Instrument	7485
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20477 PROPHET RD PROPHETSTOWN IL 612779115, PROPHETSTOWN, IL 61277-9115

Mortgage

Document Number	7486
Date	Nov 17, 2020
Instrument	7486

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	PROPHETSTOWN, IL 61277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2025

Interest

Rate Type	Adjustable Rate
Rate	3.95%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hume Township
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,586.00 (+11.85%)	$97,737 (+13.4%) Land $12,982 Building $84,755
2024	$5,888.00 (+17.93%)	$86,188 (+17.11%) Land $11,448 Building $74,740	$293,211 (+13.4%) Land $38,946 Building $254,265
2023			$258,564 (+17.11%) Land $34,344 Building $224,220
2022	$4,993.00 Additional exemption filed	$73,593 Land $9,775 Building $63,818	$220,779 Land $29,325 Building $191,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1985–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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