20308 Prophet Rd, Prophetstown, IL 61277 Property Records

Whiteside County property record for 20308 Prophet Rd, Prophetstown, IL 61277

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 2,346 sqft · built 1920
Lot Size	12.3 acres (536,659 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2022)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1630300007`

Property Details

APN / Parcel Number

Primary APN	`1630300007`
Alternative APN	`112423`

Interior

Bedrooms	5 Beds
Building Area	2,346 sqft Building Perimeter
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	536,659 sqft (12.3 acres)

Location & Zoning

Account Number	112423
Street Address	20308 PROPHET RD
City	PROPHETSTOWN
State	IL
Zip	61277-9338
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	GOV LOT 1 NW OF RD E 1/2 SW
Legal Range	06E
Legal Township	20N
Legal Section	30
Jurisdiction	WHITESIDE IL
Township / Civil Division	HUME
Census Block Group	1
Census Block	1027
Census Tract	800

Owner

20308 Prophet Rd, an agricultural property, is owned by two individuals who bought it in July 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20308 PROPHET RD, PROPHETSTOWN, IL 61277-9338
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 25, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Deed Document Number	20224445
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Apr 22, 2026
Property Address	20308 PROPHET RD, PROPHETSTOWN, IL 61277-9338
Document Number	0000001920
Instrument Date	Apr 14, 2026
Instrument	20261920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20308 PROPHET RD, PROPHETSTOWN, IL 61277-9338

Mortgage

Document Number	0000001920,
Date	Apr 22, 2026
Instrument	20261920

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 25, 2022
Property Address	20308 PROPHET RD, PROPHETSTOWN, IL 61277-9338
Document Number	0000004445
Instrument Date	Jul 25, 2022
Instrument	2022-04445
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20308 PROPHET RD, PROPHETSTOWN, IL 61277-9338

Tax Assessment & Valuation

The 2025 property tax bill for 20308 Prophet Rd was $3,315, up 11.9% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hume Township
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (+11.92%)	$52,179 (+12.58%) Land $5,675 Building $46,504
2024	$2,962.00	$46,347 Land $4,967 Building $41,380	$156,537 (+12.58%) Land $17,025 Building $139,512
2023			$139,041 Land $14,901 Building $124,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20308 Prophet Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1985–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20308 Prophet Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prophet Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures