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2046 Rivers Edge Rd, Windsor, CO 80550 Property Records

Larimer County property record for 2046 Rivers Edge Rd, Windsor, CO 80550

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,002 sqft · built 1998
Lot Size0.157 acres (6,854 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Nov 2014)
Tax Bill$4,690 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN86241-08-144

Property Details

APN / Parcel Number

Primary APN86241-08-144
Alternative APN
  • R1545663

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,002 sqft Living Area
Gross Area4,024 sqft
1st Floor Area1,889 sqft
Upper Floors Area307 sqft
Basement Area1,673 sqft
Finished Basement1,113 sqft
Unfinished Basement560 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,854 sqft (0.157 acres)
View / LotLake/Pond
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Slab
Porch Area347 sqft
Patio Area307 sqft
Balcony Area307 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR1545663
Street Address2046 RIVERS EDGE RD
CityWINDSOR
StateCO
Zip80550-4618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 144, RIVER WEST PUD, SUB, WIN
Legal Range68W
Legal Township6N
Legal Section24
Legal SubdivisionRIVER WEST PUD
Legal Lot Number144
JurisdictionLARIMER CO
Township / Civil DivisionLOVELAND
Census Block Group3
Census Block3000
Census Tract1714

Owner

2046 Rivers Edge Rd is owned and occupied by two individuals who bought it in November 2014.

Source: Larimer County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address2046 RIVERS EDGE RD, WINDSOR, CO 80550-4618
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Deed of Trust, Mortgage · Conventional with PMI
ELEVATIONS CU
Aug 14, 2019Deed of Trust, Mortgage · Conventional with PMI
ELEVATIONS CU
Feb 20, 2019Deed of Trust, Mortgage · Conventional with PMI
ELEVATIONS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2014 · Amount on File
Deed SaleNov 18, 2014 · Amount on File
Prior SaleMay 30, 2006 · Amount on File
Deed Document Number201466395
Prior Transfer DateJan 16, 2003
Prior Transfer Doc0000008529
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address2046 RIVERS EDGE RD, WINDSOR, CO 80550-4618
Document Number0000041729
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2046 RIVERS EDGE RD WINDSOR CO 805504618, WINDSOR, CO 80550-4618

Mortgage

Document Number0000041729
DateJun 11, 2020
Instrument41729
Lender
NameELEVATIONS CU
AddressBOULDER, CO 80301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 10, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address2046 RIVERS EDGE RD, WINDSOR, CO 80550-4618
Document Number0000048916
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2046 RIVERS EDGE RD WINDSOR CO 805504618, WINDSOR, CO 80550-4618

Mortgage

Document Number0000048916
DateAug 20, 2019
Instrument48916
Lender
NameELEVATIONS CU
AddressBOULDER, CO 80301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 19, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address2046 RIVERS EDGE RD, WINDSOR, CO 80550-4618
Document Number0000009522
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedMar 6, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2046 RIVERS EDGE RD WINDSOR CO 805504618, WINDSOR, CO 80550-4618

Mortgage

Document Number0000009522
DateFeb 26, 2019
Instrument9522
Lender
NameELEVATIONS CU
AddressBROOMFIELD, CO 80021
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2046 Rivers Edge Rd was $4,690, down 3.3% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityWindsor Town
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,690.00 (-3.26%)$48,213 Land $4,188 Building $44,025$771,400 Land $67,000 Building $704,400
2024$4,848.00 (+4.57%)
2023$4,636.00 (+17.19%)$48,662 (+30.87%) Land $4,489 Building $44,173$726,300 (+35.76%) Land $67,000 Building $659,300
2022$3,956.00$37,183 Land $4,657 Building $32,526$535,000 Land $67,000 Building $468,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2046 Rivers Edge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2046 Rivers Edge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WINDSOR
serves 23,500 people · EPA ID CO0162843
Water SourcePurchased surface water from several systems
Last State InspectionNov 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Vistabeam
Fixed Wireless		500 / 80
Verizon
Fixed Wireless		300 / 20
Rise Broadband
Fixed Wireless		100 / 20

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