2046 Education St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2046 Education St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$395,000 (2025)
Tax Bill	$3,139.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`032631532500010770`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	2046 EDUCATION ST
City	SAINT CLOUD
State	FL
Zip	34771-8116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRINITY PLACE PH 1 PB 33 PGS 175-181 LOT 77
Legal Phase	1
Legal Lot Number	77
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43700

Owner

Source: Osceola County records · APN 032631532500010770

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2046 EDUCATION ST, SAINT CLOUD, FL 34771-8116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	2025146129
Deed Book / Page	6886 / 626
Record Updated	Jun 08, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 26, 2025
Property Address	2046 EDUCATION ST, SAINT CLOUD, FL 34771-8116
Document Number	0068860626
Book / Page	6886 / 626
Map Reference	MB 33 PG 175-181
Instrument Date	Nov 25, 2025
Instrument	2025146129
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 EDUCATION ST, SAINT CLOUD, FL 34771-8116

Mortgage

Document Number	0006886628
Date	Nov 26, 2025
Instrument	6886/628

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.