Osceola County property record for 2041 Education St, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,400 (Jun 2026) |
| Tax Bill | $3,451 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-26-31-5325-0001-1170 |
| Primary APN | 03-26-31-5325-0001-1170 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,662 sqft (0.13 acres) |
|---|
| Street Address | 2041 EDUCATION ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8115 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | TRINITY PLACE PH 1 PB 33 PGS 175-181 LOT 117 |
| Legal Subdivision | 122125 AND 147156 TRINITY PLACE PHASE 1 |
| Legal Lot Number | 117 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43700 |
Source: Osceola County records · APN 03-26-31-5325-0001-1170
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 18300 VON KARMAN AVE, 1000, IRVINE, CA 92612-0182 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 29, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORPORATION |
| Jun 23, 2026 | Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Jul 08, 2025 · Amount on Record |
| Deed Document Number | 202682288 |
| Deed Book / Page | 6992 / 855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 2041 EDUCATION ST, SAINT CLOUD, FL 34771-8115 |
| Document Number | 0000098806 |
| Book / Page | 7011 / 392 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202698806 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2041 EDUCATION ST, SAINT CLOUD, FL 34771-8115 |
| Document Number | 0000098807, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202698807 |
| Name | UNIVERSAL LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 2041 EDUCATION ST, SAINT CLOUD, FL 34771-8115 |
| Document Number | 0000082288 |
| Book / Page | 6992 / 855 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202682288 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $138,147.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,451.00 (+14.46%) | $70,000 Land $70,000 | $70,000 Land $70,000 |
| 2024 | $3,015.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Xfinity, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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