550 Cleo Ln, Deltona, FL 32738 Property Records

Volusia County property record for 550 Cleo Ln, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,270 sqft · built 1984
Lot Size	0.438 acres (19,096 sqft)
Owner	Individual Name on File
Last Sale	$100 (Oct 2023)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8134-02-03-0040`

Property Details

APN / Parcel Number

Primary APN	`8134-02-03-0040`
Alternative APNs	`31183402030040` `34183102030040` `4079572.0` `4079572`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,270 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	1,906 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,096 sqft (0.438 acres)
Lot Dimensions	216 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	392 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4079572
Street Address	550 CLEO LN
City	DELTONA
State	FL
Zip	32738-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	LOT 4 BLK C TREESHORE DEVELOPMENT MB 32 PG 7 PER OR 5258 PG 1641 PER OR 5633 PG 3340 PER OR 6687 PG 4456 PER OR 6713 PG 0397 PER OR 6764 PG 2477 PER OR 8467 PG 1831
Legal Range	31E
Legal Township	18S
Legal Section	34
Legal Subdivision	TREESHORE DEVELOPMENT MB
Legal Tract	02
Legal Block	C
Legal Lot Number	4
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2005
Census Tract	91031

Owner

Source: Volusia County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	550 CLEO LN, DELTONA, FL 32738-8663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	· VA Mortgage NAVY FCU
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Oct 1, 2012 · Amount on Record
Deed Document Number	2023201396
Deed Book / Page	8467 / 1831
Prior Transfer Date	Aug 7, 2023
Prior Transfer Doc	0084671831
Record Updated	Jun 8, 2026

October 2023:

Jurisdiction	VOLUSIA FL
Recording Date	Oct 3, 2023
Property Address	550 CLEO LN, DELTONA, FL 32738-8663
Document Number	0084671831
Book / Page	8467 / 1831
Map Reference	MB 32 PG 7
Instrument Date	Aug 7, 2023
Instrument	2023201396
Record Updated	Oct 17, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 CLEO LN, DELTONA, FL 32738-8663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 CLEO LN, DELTONA, FL 32738-8663

Mortgage

Document Number	0084671834
Date	Oct 3, 2023
Instrument	8467/1834

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	550 CLEO LN, DELTONA, FL 32738-8663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075743923
Date	Jul 23, 2018
Book Page	7574/3923
Instrument	2018-147844

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,389 (+2.7%)	$380,598 (+1.36%) Land $78,000 Building $302,598
2025	$2,395.00 (-0.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$152,278 (+5.99%)	$375,477 (+7.65%) Land $78,000 Building $297,477
2024	$2,412.00 (+4.73%)
2023	$2,303.00 (+1.41%) Homeowner's exemption	$143,677 (+3%)	$348,804 (+9.66%) Land $63,872 Building $284,932
2022	$2,271.00 Homeowner's exemption	$139,492	$318,087 Land $44,617 Building $273,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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