Fremont County property record for 2046 Bluff Rd, Thurman, IA 51654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,752 sqft · built 2006 |
| Lot Size | 5.67 acres (246,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Oct 2024) |
| Tax Bill | $5,184 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 280281259030000 |
| Primary APN | 280281259030000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Basement Area | 1,752 sqft |
| Finished Basement | 975 sqft |
| Unfinished Basement | 777 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 246,985 sqft (5.67 acres) |
| Garage Type | Mixed |
| Garage Area | 1,304 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2046 BLUFF RD |
|---|---|
| City | THURMAN |
| State | IA |
| Zip | 51654-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL E N1/2 SE1/4 25-69-43 |
| Legal Range | 43W |
| Legal Township | 69N |
| Legal Section | 25 |
| Legal Subdivision | HIATTS ADD |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | SIDNEY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 970200 |
Source: Fremont County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2046 BLUFF RD, THURMAN, IA 51654-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on Record |
| Deed Sale | Oct 8, 2024 · Amount on Record |
| Prior Sale | May 10, 2006 · Amount on Record |
| Deed Document Number | 20241226 |
| Deed Book / Page | 2024 / 1226 |
| Prior Transfer Date | May 5, 2006 |
| Prior Transfer Doc | 02006/0837 |
| Record Updated | Oct 29, 2026 |
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Unified School District | Sidney Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,184.00 | $442,260 (-) Land $67,360 Building $374,900 | $442,260 (-) Land $67,360 Building $374,900 |
| 2025 | $5,184.00 (+11.82%) Homeowner's exemption | $442,260 (+13.51%) Land $67,360 Building $374,900 | $442,260 (+13.51%) Land $67,360 Building $374,900 |
| 2024 | $4,636.00 (+16.72%) | ||
| 2023 | $389,630 (+39.24%) Land $67,360 Building $322,270 | $389,630 (+39.24%) Land $67,360 Building $322,270 | |
| 2022 | $3,972.00 Homeowner's exemption | $279,820 Land $52,360 Building $227,460 | |
| 2021 | $279,820 Land $52,360 Building $227,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 93% of Iowa |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless | 75 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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