20452 Sumner, Redford, MI 48240 Property Records

Wayne County property record for 20452 Sumner, Redford, MI 48240

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,104 sqft · built 1951
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Mar 2008)
Tax Bill$2,065 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN79 001 02 0079 002

Property Details

APN / Parcel Number

Primary APN79 001 02 0079 002

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area922 sqft
Unfinished Basement922 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAdobe
Construction TypeBrick
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions134 ft deep x 65 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20452 SUMNER
CityREDFORD
StateMI
Zip48240-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05J79B 05J80A E 134 FT OF THE W 164 FT OF THE S 50 FT OF LOT 79 ALSO THE E 134 FT OF THE W 164 FT OF THE N 15 FT OF LOT 80 B.
Legal SubdivisionB H WARKS URBAN GARDENS COLONY
Legal Lot Number79-80
JurisdictionWAYNE MI
Township / Civil DivisionREDFORD
Census Block Group2
Census Block2012
Census Tract554100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20452 SUMNER, REDFORD, MI 48240-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY FINANCIAL CU
Dec 20, 2017Loan Modification, Mortgage · Conventional Mortgage
CITIZENS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2008 · Amount on Record
Deed SaleMar 20, 2008 · Amount on Record
Prior SaleAug 28, 2006 · Amount on Record
Deed Document Number200880507
Deed Book / Page47072 / 85
Prior Transfer DateAug 23, 2006
Prior Transfer Doc0453110034
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address20452 SUMNER, REDFORD, MI 48240-1031
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20452 SUMNER, REDFORD, MI 48240-1031

Mortgage

Document Number0597100824
DateAug 8, 2025
Book Page59710/824
Instrument2025231474
Lender
NameCOMMUNITY FINANCIAL CU
TypeCredit Union
AddressPLYMOUTH, MI 48170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 7, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWAYNE MI
Property Address20452 SUMNER, REDFORD, MI 48240-1031
Document Number0544051443
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address20452 SUMNER REDFORD MI 482401031, REDFORD, MI 48240-1031

Mortgage

Document Number0544051443
DateMay 14, 2018
Book Page054405/001443
Instrument174983
Lender
NameCITIZENS BK NA
AddressGLEN ALLEN, VA 23059
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueMay 13, 2057
Interest
Rate6.37%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
County SubdivisionRedford Charter Township
Unified School DistrictRedford Union School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,300 (+4.93%)$174,600 (+4.93%)
2025$2,065.00 (+4.4%) Homeowner's exemption$83,200 (+32.27%)$166,400 (+32.27%)
2023$1,978.00 (+28.27%) Homeowner's exemption$62,900$125,800
2019$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREDFORD TOWNSHIP
serves 49,504 people · EPA ID MI0005640
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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