Wayne County property record for 20440 Sumner, Redford, MI 48240
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 922 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,924 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 79 001 02 0080 002 |
| Primary APN | 79 001 02 0080 002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| 1st Floor Area | 922 sqft |
| Basement Area | 922 sqft |
| Unfinished Basement | 922 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Adobe |
| Construction Type | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 134 ft deep x 65 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20440 SUMNER |
|---|---|
| City | REDFORD |
| State | MI |
| Zip | 48240-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05J80B 05J81A E 134 FT OF THE W 164 FT OF THE S 55 FT OF LOT 80 ALSO THE E 134 FT OF THE W 164 FT OF THE N 10 FT OF LOT 81 B. |
| Legal Subdivision | B H WARKS URBAN GARDENS COLONY |
| Legal Lot Number | 80-81 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | REDFORD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 554100 |
20440 Sumner is owned and occupied by two individuals who acquired it in May 2019.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20440 SUMNER, REDFORD, MI 48240-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| May 8, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 4, 2019 |
| Transfer Doc | 0550350160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 20440 SUMNER, REDFORD, MI 48240-1031 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20440 SUMNER, DETROIT, MI 48240-1031 |
| Document Number | 0573220446 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 57322/446 |
| Instrument | 2022008650 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 8, 2019 |
| Property Address | 20440 SUMNER, REDFORD, MI 48240-1031 |
| Document Number | 0550350160 |
| Book / Page | 055035 / 000160 |
| Instrument Date | May 4, 2019 |
| Instrument | 162259 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20440 SUMNER REDFORD MI 482401031, REDFORD, MI 48240-1031 |
| Document Number | 550350163 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 055035/000163 |
| Instrument | 162260 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 7, 2034 |
The 2025 property tax bill for 20440 Sumner was $1,924 with a homeowner's exemption, up 167.2% from the year before.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| County Subdivision | Redford Charter Township |
| Unified School District | Redford Union School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,500 (+5.16%) | $155,000 (+5.16%) | |
| 2025 | $1,924.00 (+167.22%) Homeowner's exemption | $73,700 | $147,400 |
| 2024 | $720.00 (-60.02%) | ||
| 2023 | $1,801.00 Homeowner's exemption | $55,900 | $111,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20440 Sumner in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20440 Sumner is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REDFORD TOWNSHIP serves 49,504 people · EPA ID MI0005640 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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