20451 E St, Elkhorn, NE 68022 Property Records

Douglas County property record for 20451 E St, Elkhorn, NE 68022 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,620 sqft · built 2021
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$317,000 (Mar 2021)
Tax Bill$6,994 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Aug 2022 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN1474-0326-12

Property Details

APN / Parcel Number

Primary APN1474-0326-12
Alternative APNs
  • R1214740326
  • 1214740326

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,620 sqft Living Area
Gross Area3,936 sqft
1st Floor Area1,533 sqft
Basement Area1,533 sqft
Finished Basement1,087 sqft
Unfinished Basement446 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area722 sqft
Parking Spaces3 Parking Spaces
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1214740326
Street Address20451 E ST
CityELKHORN
StateNE
Zip68022-2275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANDVIEW RIDGE ESTATES LOT 64 BLOCK 0 LT 64 10890 SQ FT
Legal SubdivisionGRANDVIEW RIDGE ESTATES
Legal Lot Number64
JurisdictionDOUGLAS NE
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4066
Census Tract7509

Owner

Source: Douglas County records · APN 1474-0326-12

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20451 E ST, ELKHORN, NE 68022-2275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VERIDIAN CU
Aug 01, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VERIDIAN CU
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Oct 15, 2020Deed of Trust, Construction Loan · Construction Mortgage
AMERICAN NAT'L BK
Aug 12, 2020Deed of Trust, Construction Loan · Construction Mortgage
AMERICAN NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Deed Document Number202141244
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address20451 E ST, ELKHORN, NE 68022-2275
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073711
DateSep 29, 2023
Instrument2023073711
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 10, 2038

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address20451 E ST, ELKHORN, NE 68022-2275
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078094
DateAug 01, 2022
Instrument2022078094
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term178 Months
DueJun 05, 2037

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateMar 31, 2021
Property Address20451 E ST, ELKHORN, NE 68022-2275
Document Number2021041244
Instrument DateFeb 04, 2021
Instrument2021041244
Transaction TypeTransfer
Record UpdatedApr 23, 2021
Title CompanyNOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$713.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2021041245
DateMar 31, 2021
Instrument2021041245
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateMar 31, 2021
Property Address20451 E ST, ELKHORN, NE 68022-2275
Document Number0000041244
Instrument DateFeb 04, 2021
Instrument2021041244
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyNOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$713.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000041245
DateMar 31, 2021
Instrument2021041245
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Recording DateOct 15, 2020
Property Address20451 E ST, ELKHORN, NE 68022-2275
Document Number0000117834
Instrument DateAug 21, 2020
Instrument117834
Transaction TypeConstruction Loan
Record UpdatedJan 06, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12040 MCDERMOTT PLZ #200 LAVISTA NE 681282354, 200, LAVISTA, NE 68128-2354
InvestorPossibly a Property Investor

Mortgage

Document Number0000117834
DateOct 15, 2020
Instrument117834
Lender
NameAMERICAN NAT'L BK
TypeBank
Address8990 W DODGE RD, OMAHA, NE 68114-3329
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 14, 2021

August 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Recording DateAug 12, 2020
Property Address20451 E ST, ELKHORN, NE 68022-2275
Document Number0000086999
Instrument DateJul 03, 2020
Instrument86999
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12040 MCDERMOTT PLZ #200 LA VISTA NE 681282354, 200, LA VISTA, NE 68128-2354
InvestorPossibly a Property Investor

Mortgage

Document Number0000086999
DateAug 12, 2020
Instrument86999
Lender
NameAMERICAN NAT'L BK
TypeBank
Address8990 W DODGE RD, OMAHA, NE 68114-3329
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 11, 2021

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
Unified School DistrictElkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,994.00 (-12.21%)$385,300 (+26.29%) Land $62,200 Building $323,100$385,300 (+26.29%) Land $62,200 Building $323,100
2024$7,967.00 (+1.84%)
2023$7,823.00 (-7.66%)$305,100 Land $62,200 Building $242,900$305,100 Land $62,200 Building $242,900
2022$8,472.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075094, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1984–2019)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2019, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 24% of Nebraska
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Cox Communications, Great Plains Communications, Lumen Technologies, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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