20509 E St, Elkhorn, NE 68022 Property Records

Douglas County property record for 20509 E St, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,564 sqft · built 2019
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Nov 2019)
Tax Bill	$7,786 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1214740314`

Property Details

APN / Parcel Number

Primary APN	`R1214740314`
Alternative APNs	`1474 0314 12` `1214740314`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Basement Area	1,564 sqft
Finished Basement	800 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1214740314
Street Address	20509 E ST
City	ELKHORN
State	NE
Zip	68022-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDVIEW RIDGE ESTATES LOT 58 BLOCK 0 LT 58 8276 SQ FT
Legal Subdivision	GRANDVIEW RIDGE ESTATES
Legal Lot Number	58
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4066
Census Tract	7509

Owner

Source: Douglas County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20509 E ST, ELKHORN, NE 68022-2158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 7, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Apr 6, 2018	Grant Deed, Construction Loan · Line of Credit FIRST WESTROADS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	2019097089
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20509 E ST, ELKHORN, NE 68022-2158
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021125771
Date	Sep 23, 2021
Instrument	2021125771

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 7, 2019
Property Address	20509 E ST, ELKHORN, NE 68022-2158
Document Number	2019097089
Instrument Date	Sep 13, 2019
Instrument	2019097089
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$616.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2019097090
Date	Nov 7, 2019
Instrument	2019097090

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 6, 2018
Property Address	20509 E ST, ELKHORN, NE 68022-2158
Instrument Date	Mar 30, 2018
Instrument	25701
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20509 E ST ELKHORN NE 680222158, ELKHORN, NE 68022-2158
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025701
Date	Apr 6, 2018
Instrument	25701

Lender

Name	FIRST WESTROADS BK
Type	Bank
Address	15750 W DODGE RD, OMAHA, NE 68118-2535

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$376,200 (+27.4%) Land $61,400 Building $314,800	$376,200 (+27.4%) Land $61,400 Building $314,800
2024	$7,786.00 (+2.83%)
2023	$7,572.00 (+8.22%)	$295,300 Land $61,400 Building $233,900	$295,300 Land $61,400 Building $233,900
2022	$6,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
CenturyLink Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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