20450 Pony Trail Ct, Eustis, FL 32736 Property Records

Lake County property record for 20450 Pony Trail Ct, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,443 sqft · built 2020
Lot Size	4.19 acres (182,516 sqft)
Owner	Individual Name on File
Tax Bill	$760 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-19-27-2005-000-00100`

Property Details

APN / Parcel Number

Primary APN	`04-19-27-2005-000-00100`
Alternative APN	`3841338`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,443 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	182,516 sqft (4.19 acres)
Garage Type	Finished
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3841338
Street Address	20450 PONY TRAIL CT
City	EUSTIS
State	FL
Zip	32736-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THRILL HILL FARMS PB 56 PG 47-48 LOT 1
Legal Range	27E
Legal Township	19S
Legal Section	04
Legal Subdivision	THRILL HILL FARMS
Legal Tract	2005
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1040
Census Tract	30203

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage COGENT BANK
Apr 25, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	20450 PONY TRAIL CT, EUSTIS, FL 32736-8523
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20450 PONY TRAIL CT, EUSTIS, FL 32736-8523

Mortgage

Document Number	0057120493
Date	May 19, 2021
Book Page	5712/493
Instrument	2021069104

Lender

Name	COGENT BANK
Type	Bank
Address	ORANGE CITY, FL 32763

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAKE FL
Recording Date	Apr 25, 2019
Property Address	20450 PONY TRAIL CT, EUSTIS, FL 32736-8523
Document Number	0052682010
Book / Page	005268 / 002010
Instrument Date	Apr 21, 2019
Instrument	45218
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16307 SW 48TH ST MIRAMAR FL 330274694, MIRAMAR, FL 33027-4694

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$634,885 (+14.5%) Land $228,995 Building $405,890	$992,902 (+15.07%) Land $228,995 Building $763,907
2024	$760.00 (+31.94%)
2023	$576.00 (+40.49%)	$554,485 (+3%)	$862,857 (+8.57%) Land $152,835 Building $710,022
2022	$410.00	$538,355	$794,735 Land $105,235 Building $689,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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