Lake County property record for 20444 Pony Trail Ct, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,998 sqft · built 2021 |
| Lot Size | 4.71 acres (205,603 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,166 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-19-27-2005-000-00200 |
| Primary APN | 04-19-27-2005-000-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,998 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 205,603 sqft (4.71 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 735 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3841339 |
|---|---|
| Street Address | 20444 PONY TRAIL CT |
| City | EUSTIS |
| State | FL |
| Zip | 32736-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THRILL HILL FARMS PB 56 PG 47-48 LOT 2 |
| Legal Subdivision | THRILL HILL FARMS |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 30203 |
20444 Pony Trail Ct is owned and occupied by an individual.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Aug 4, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 20444 PONY TRAIL CT, EUSTIS, FL 32736-8523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25644 TIMUQUANA DR, MOUNT PLYMOUTH, FL 32776-9275 |
| Document Number | 0059620231 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 5962/231 |
| Instrument | 2022071991 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 20444 PONY TRAIL CT, EUSTIS, FL 32736-8523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20444 PONY TRAIL CT, EUSTIS, FL 32736-8523 |
| Document Number | 0060031453 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 6003/1453 |
| Instrument | 2022105970 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601,360 Land $145,530 Building $455,830 | $862,067 Land $145,530 Building $716,537 | |
| 2024 | $8,166.00 (+6.41%) | ||
| 2023 | $7,674.00 (-22.34%) | $567,463 (-18.35%) | $806,003 (+4.74%) Land $97,370 Building $708,633 |
| 2022 | $9,882.00 | $695,012 | $769,562 Land $67,270 Building $702,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20444 Pony Trail Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20444 Pony Trail Ct is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: AT&T, Xfinity.
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