Madison County property record for 2045 Watershed Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,300 sqft · built 1969 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9861-44-7581 |
| Primary APN | 9861-44-7581 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 121,968 sqft (2.8 acres) |
| Garage Area | 1,004 sqft |
| Porch | Slab |
| Porch Area | 98 sqft |
| Deck Area | 142 sqft |
| Street Address | 2045 WATERSHED RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-8084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 44 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 7, EBBS CHAPEL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10100 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 WATERSHED RD, MARS HILL, NC 28754-8084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2009 |
| Transfer Doc | 0004850127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 2045 WATERSHED RD, MARS HILL, NC 28754-8084 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006510271 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 651/271 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 | $166,492 (-) Land $53,465 Building $113,027 | $166,492 (-) Land $53,465 Building $113,027 |
| 2024 | $929.00 | $166,492 (+89.87%) Land $53,465 Building $113,027 | $166,492 (+89.87%) Land $53,465 Building $113,027 |
| 2023 | $87,686 Land $38,021 Building $49,665 | $87,686 Land $38,021 Building $49,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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