2045 Swaps Ct, Napa, CA 94559 Property Records

Napa County property record for 2045 Swaps Ct, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,106 sqft · built 2006
Lot Size	0.07 acres (3,026 sqft)
Owner	2 Individual Names on File
Last Sale	$557,500 (Jun 2007)
Tax Bill	$9,332 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-540-002-000`

Property Details

APN / Parcel Number

Primary APN	`043-540-002-000`
Alternative APNs	`043-540-002` `04354002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
Gross Area	2,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	3,026 sqft (0.07 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	043-540-002
Street Address	2045 SWAPS CT
City	NAPA
State	CA
Zip	94559-2082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	SHEVELAND RANCH
Legal Lot Number	36
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3015
Census Tract	200802

Owner

2045 Swaps Ct is owned and occupied by two individuals who acquired it in August 2012.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2045 SWAPS CT, NAPA, CA 94559-2082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2007 · Amount on File
Deed Sale	Jun 28, 2007 · Amount on File
Deed Document Number	200721812
Last Transfer Date	Aug 24, 2012
Transfer Doc	0000023071
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2045 SWAPS CT, NAPA, CA 94559-2082
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 SWAPS CT, NAPA, CA 94559-2082

Mortgage

Document Number	0000031506
Date	Oct 8, 2021
Instrument	2021-0031506

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	May 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2045 SWAPS CT, NAPA, CA 94559-2082
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024194
Date	Nov 22, 2019
Instrument	2019-0024194

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 2045 Swaps Ct was $9,332 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,332.00 (+2.15%) Homeowner's exemption	$761,854 (+2%) Land $252,809 Building $509,045	$761,854 Land $252,809 Building $509,045
2025	$9,136.00 Homeowner's exemption	$746,916 Land $247,852 Building $499,064
2023	$8,690.00 (+1.38%) Homeowner's exemption	$717,915 Land $238,229 Building $479,686
2022	$8,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Swaps Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1983–1995)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2045 Swaps Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet.

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