2045 River Rd, Forest City, IA 50436 Property Records

Hancock County property record for 2045 River Rd, Forest City, IA 50436

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,038 sqft · built 1962
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,500 (Dec 2022)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0117201000`

Property Details

APN / Parcel Number

Primary APN	`0117201000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	1,504 sqft
Finished Basement	936 sqft
Unfinished Basement	1,504 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2045 RIVER RD
City	FOREST CITY
State	IA
Zip	50436-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR IN NE COR NE NW 17 97 23
Legal Range	23W
Legal Township	97N
Legal Section	17
Jurisdiction	HANCOCK IA
Township / Civil Division	ELLINGTON
Census Block Group	3
Census Block	3005
Census Tract	270100

Owner

Source: Hancock County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3133 TAYLOR AVE, FOREST CITY, IA 50436-8028
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Document Number	20222403
Prior Transfer Date	Apr 23, 2009
Prior Transfer Doc	0000000829
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	2045 RIVER RD, FOREST CITY, IA 50436-8019
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230453
Date	Mar 7, 2023
Instrument	23-0453

Lender

Name	FIRST SECURITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 25, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Unified School District	Forest City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (+417.31%)	$212,440 (+294.94%) Land $36,500 Building $175,940	$212,440 (+294.94%) Land $36,500 Building $175,940
2024	$387.00 (-44.08%)
2023		$53,790 (-9.44%) Land $36,500 Building $17,290	$53,790 (-9.44%) Land $36,500 Building $17,290
2022	$692.00	$59,400 Land $28,250 Building $31,150
2021			$59,400 Land $28,250 Building $31,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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