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2045 Montecito Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2045 Montecito Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,200 sqft Living Area
Lot Size2.41 acres
OccupancyOwner Occupied
Last Sale$420,000 (2020)
Tax Bill$3,257.00 (2025)

Property Details

APN / Parcel Number

Primary APN281-083-14-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,200 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area104,980 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address2045 MONTECITO RD
CityRAMONA
StateCA
Zip92065-1733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 E 1/2 TR 001652
Legal SubdivisionDAVIS
Legal Tract001652
Legal Block2
Legal Lot Number12
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2004
Census Tract20805

Owner

Source: San Diego County records · APN 281-083-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2045 MONTECITO RD, RAMONA, CA 92065-1733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Jan 17, 2020Grant Deed, Transfer · Veterans Administration Mortgage
FLAGSTAR BANK FSB
Jul 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 19, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2020 · Amount on Record
Deed SaleJan 17, 2020 · Amount on Record
Deed Doc Number202028407
Prior Transfer DateJul 05, 2017
Prior Transfer Doc0000324891
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2045 MONTECITO RD, RAMONA, CA 92065-1733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 MONTECITO RD, RAMONA, CA 92065-1733

Mortgage

Document Number0000708244
DateNov 12, 2020
Instrument2020-0708244
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2020
Property Address2045 MONTECITO RD, RAMONA, CA 92065-1733
Document Number0000028407
Map ReferenceMAP 1652
Instrument DateJan 06, 2020
Instrument2020-0028407
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2045 MONTECITO RD, RAMONA, CA 92065-1733

Mortgage

Document Number0000028408
DateJan 17, 2020
Instrument2020-0028408
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2017
Property Address2045 MONTECITO RD, RAMONA, CA 92065-1733
Document Number0000324891
Instrument DateJul 05, 2017
Instrument324891
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address25150 PODERIO DR RAMONA CA 920654740, RAMONA, CA 92065-4740

July 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2017
Property Address2045 MONTECITO RD, RAMONA, CA 92065-1733
Document Number0000324890
Instrument DateJul 05, 2017
Instrument324890
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 781 RAMONA CA 920650781, RAMONA, CA 92065-0781

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$468,511 (+2%) Land $137,119 Building $331,392
2025$3,257.00 (+7.88%)$459,326 (+4.04%) Land $134,431 Building $324,895
2023$3,019.00 (-11.36%)$441,492 Land $129,212 Building $312,280
2022$3,406.00

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