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2022 Montecito Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2022 Montecito Rd, Ramona, CA 92065 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,300 sqft Living Area
Lot Size1.1 acres
OccupancyOwner Occupied
Last Sale$312,500 (2013)
Tax Bill$5,458.00 (2025)

Property Details

APN / Parcel Number

Primary APN281-140-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,300 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area47,916 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemRadiant Heating

Location & Zoning

Street Address2022 MONTECITO RD
CityRAMONA
StateCA
Zip92065-1734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 16-13-1E POR TR 000863
Legal Range01E
Legal Township13
Legal Section16
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2008
Census Tract20805

Owner

Source: San Diego County records · APN 281-140-03-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2022 MONTECITO RD, RAMONA, CA 92065-1734
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Oct 09, 2019Loan Modification, Mortgage · Conventional Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2013 · Amount on Record
Deed SaleSep 27, 2013 · Amount on Record
Prior SaleSep 20, 2010 · Amount on Record
Deed Doc Number2013591648
Last Transfer DateSep 07, 2021
Transfer Doc0000656712
Record RefreshedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 16, 2021
Property Address2022 MONTECITO RD, RAMONA, CA 92065-1734
Document Number0000656712
Map ReferenceMAP 863
Instrument DateSep 07, 2021
Instrument2021-0656712
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2022 MONTECITO RD, RAMONA, CA 92065-1734

Mortgage

Document Number0000656713
DateSep 16, 2021
Instrument2021-0656713
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address2022 MONTECITO RD, RAMONA, CA 92065-1734
Document Number0000110042
Instrument DateOct 09, 2019
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2022 MONTECITO RD RAMONA CA 920651734, RAMONA, CA 92065-1734

Mortgage

Document Number0000110042
DateMar 03, 2020
Instrument110042
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$511,974 (+2%) Land $294,630 Building $217,344
2025$5,458.00 (+8.12%) Homeowner's exemption$501,936 (+4.04%) Land $288,853 Building $213,083
2023$5,048.00 (+27.06%) Homeowner's exemption$482,447 Land $277,638 Building $204,809
2022$3,973.00

Flood & Wildfire

2022 Montecito Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
81st percentile of exposed land nationally · 59th in California
Wildfire LikelihoodHigh — about 1 in 132 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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