2045 E Texas St, Denison, TX 75021 Property Records

Grayson County property record for 2045 E Texas St, Denison, TX 75021 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1995
Square Footage1,909 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$393.00 (2024)

Property Details

APN / Parcel Number

Primary APN073 146001101
Alternative APN
  • 113263

Interior

Building Area1,909 sqft Living Area
1st Floor1,909 sqft 1st Floor
Utility Area286 sqft Utility Area
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Lot Area43,560 sqft (1 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area440 sqft Carport
PorchOpen Porch
Porch Area190 sqft Porch
Utility Building196 sqft Utility Building

Location & Zoning

Account Number113263
Old Parcel Number073 146001101
Street Address2045 E TEXAS ST
CityDENISON
StateTX
Zip75021-6191
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionG-1460 COLEMAN H A & Y S A-G1460, ACRES 1.0
Legal SubdivisionCOLEMAN H A & Y S A-G1460
JurisdictionGRAYSON TX
Minor Civil DivisionEAST GRAYSON
Census Blockgroup2
Census Block2023
Census Tract200

Owner

Source: Grayson County records · APN 073 146001101

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address2045 E TEXAS ST, DENISON, TX 75021-6191
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · Reverse Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 09, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2011
Deed SaleJul 08, 2011
Prior SaleJul 14, 2005
Deed Doc Number2011-00013265
Deed Book / Page04986 / 00703
Record RefreshedJun 07, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address2045 E TEXAS ST, DENISON, TX 75021-6191
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022301
DateSep 16, 2019
Instrument2019-00022301
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term900 Months
DueSep 12, 2094
Interest
Rate TypeAdjustable Rate
Rate3.32%
Type Change DateOct 01, 2020
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address2045 E TEXAS ST, DENISON, TX 75021-6191
Document Number0000022302
Instrument DateSep 09, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2045 E TEXAS ST DENISON TX 750216191, DENISON, TX 75021-6191

Mortgage

Document Number0000022302
DateSep 16, 2019
Instrument22302
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term900 Months
DueSep 15, 2094
Interest
Rate TypeAdjustable Rate
Rate3.32%

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$223,013 (-4.94%) Land $64,000 Building $166,807$230,807 (-1.62%) Land $64,000 Building $166,807
2024$393.00 (-61.36%)
2023$234,613 Land $64,000 Building $170,613$234,613 Land $64,000 Building $170,613
2022$1,017.00

Flood & Wildfire

2045 E Texas St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Grayson County (48181C), updated October 13, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
52nd percentile of exposed land nationally · 28th in Texas
Wildfire LikelihoodModerate — about 1 in 980 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Texas St

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