1939 E Texas St, Denison, TX 75021 Property Records

Grayson County property record for 1939 E Texas St, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details1,458 sqft · built 1980
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$1,727 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN073 099602801

Property Details

APN / Parcel Number

Primary APN073 099602801
Alternative APN
  • 113131

Interior

Stories1 Story
Building Area1,458 sqft Living Area
Gross Area2,038 sqft
1st Floor Area1,458 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1999
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area150 sqft
Deck Area204 sqft
Patio Area204 sqft

Location & Zoning

Street Address1939 E TEXAS ST
CityDENISON
StateTX
Zip75021-6189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0996 RUBIO RAMON A-G0996, ACRES 0.5
Legal SubdivisionRUBIO RAMON A-G0996
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2019
Census Tract200

Owner

Source: Grayson County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1939 E TEXAS ST RD, DENISON, TX 75021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Dec 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1939 E TEXAS ST, DENISON, TX 75021-6189
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007398
DateMar 11, 2021
Instrument2021-00007398
Lender
NameINDEPENDENT BANK
TypeBank
AddressMCKINNEY, TX 75069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 5, 2036
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2026
Min Rate At Change2%
Max Rate At Change4%
Max Rate8%

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYSON TX
Recording DateDec 21, 2020
Property Address1939 E TEXAS ST, DENISON, TX 75021-6189
Document Number0000035516
Instrument DateDec 21, 2020
Instrument35516
Transaction TypeTransfer
Record UpdatedJan 7, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1939 E TEXAS ST RD DENISON TX 75021, DENISON, TX 75021

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,727.00 (-8.28%) Homeowner's exemption$216,141 (+1.57%)$220,529 (+3.64%) Land $40,000 Building $180,529
2024$1,883.00 (-43.18%)
2023$212,791 Land $36,000 Building $176,791$212,791 Land $36,000 Building $176,791
2022$3,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE SOUTH GALE WSC
serves 3,153 people · EPA ID TX0910033
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
AMG Technology Investment Group
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
JAB Wireless
Fixed Wireless
100 / 20
Texoma Communications
Fixed Wireless
100 / 20

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