Citrus County property record for 2045 E Steven St, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,584 sqft · built 1978 |
| Lot Size | 2.4 acres (104,774 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Dec 2025) |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3418S19E0020035A |
| Primary APN | 3418S19E0020035A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 3,471 sqft |
| 1st Floor Area | 2,584 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 104,774 sqft (2.4 acres) |
| Lot Dimensions | 285 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 551 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3524205 |
|---|---|
| Street Address | 2045 E STEVEN ST |
| City | INVERNESS |
| State | FL |
| Zip | 34453-9561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDRMH |
| Legal Description | BEGIN AT THE SW CORNER OF TRACT 35 GREEN HILLS FIRST ADDITION PB 6 PG 42 SAID POINT ALSO BEING ON THE NORTH ROW OF E STEVEN ST (A 50 FOOT WIDE PUBLIC ROAD); THN S 89DEG 58 30 E ALONG THE SOUTH LINE OF SAID TRACT 35 AND SAID NORTH ROW 165 FEET; THN DE |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 34 |
| Legal Subdivision | GREEN HILLS 1ST ADDITION |
| Legal Tract | 35 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 450705 |
Source: Citrus County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1133 LIVE OAK LN, LUTZ, FL 33558-8451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 5, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Dec 14, 2020 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2020 · Amount on Record |
| Deed Document Number | 202573469 |
| Deed Book / Page | 3625 / 853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 5, 2025 |
| Property Address | 2045 E STEVEN ST, INVERNESS, FL 34453-9561 |
| Document Number | 0036250853 |
| Book / Page | 3625 / 853 |
| Map Reference | MB 6 PG 42 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025073469 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | AMER TTL SVCS OF CITRUS CO I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 E STEVEN ST, INVERNESS, FL 34453-9561 |
| Name | Verified Name |
|---|---|
| Address | 1133 LIVE OAK LN, LUTZ, FL 33558-8451 |
| Document Number | 0003625855 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 3625/855 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0036250869 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 3625/869 |
| Instrument | 2025073471 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 2045 E STEVEN ST, INVERNESS, FL 34453-9561 |
| Document Number | 0031161994 |
| Book / Page | 003116 / 001994 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 68183 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,679.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 SJ KELLNER BLVD BEVERLY HILLS FL 344654171, BEVERLY HILLS, FL 34465-4171 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,432.00 (+4.44%) Homeowner's exemption | $255,894 (-2.23%) | $277,731 (+6.12%) Land $60,130 Building $217,601 |
| 2024 | $3,286.00 (+2.43%) Homeowner's exemption Additional exemption filed | $261,724 (-3.43%) Land $36,080 Building $225,644 | $261,724 (-3.43%) Land $36,080 Building $225,644 |
| 2023 | $3,208.00 (-7.82%) Homeowner's exemption Additional exemption filed | $271,034 (+17.82%) Land $33,670 Building $237,364 | $271,034 (+17.82%) Land $33,670 Building $237,364 |
| 2022 | $3,480.00 | $230,041 Land $29,590 Building $200,451 | $230,041 Land $29,590 Building $200,451 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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