2415 E Steven St, Inverness, FL 34453 Property Records

Citrus County property record for 2415 E Steven St, Inverness, FL 34453

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 1990
Lot Size1 acres (43,561 sqft)
OwnerCompany Name on Record
Last Sale$78,000 (Oct 2011)
Tax Bill$1,820 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3418S19E00200415

Property Details

APN / Parcel Number

Primary APN3418S19E00200415
Alternative APNs
  • 19E-18S-34-0020-00000-0415
  • 19E-18S-34-0020-041.5
  • 2608765

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,788 sqft Living Area
Gross Area2,837 sqft
1st Floor Area1,788 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area43,561 sqft (1 acres)
Lot Dimensions343 ft deep x 127 ft wide
Garage TypeAttached
Garage Area557 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area642 sqft
Patio Area512 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2608765
Street Address2415 E STEVEN ST
CityINVERNESS
StateFL
Zip34453-9562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDRMH
Legal DescriptionCARLOUGH UNREC SUB MAP 466A LOT 5:RESUB OF LTS 41 & 42 GREEN HILLS 1ST ADD FURTHER DESC AS: COMM AT THE SE CORNER OF LT 42 GREEN HILLS FIRST ADD PB 6 PG 42 TH N 89DEG 58M 30S W AL THE S LN OF SD LT 42 AND AL THE S LN OF LT 41 AS SHOWN ON SD PLAT A DI
Legal Range19E
Legal Township18S
Legal Section34
Legal SubdivisionGREEN HILLS 1ST ADDITION
Legal Lot Number5,41-
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2022
Census Tract450705

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2415 E STEVEN ST, INVERNESS, FL 34453-9562
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2011 · Amount on Record
Deed SaleOct 31, 2011 · Amount on Record
Prior SaleDec 1, 1989 · Amount on Record
Deed Document Number201144372
Deed Book / Page2446 / 356
Last Transfer DateDec 10, 2021
Transfer Doc0032350180
Record UpdatedJun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateDec 15, 2021
Property Address2415 E STEVEN ST, INVERNESS, FL 34453-9562
Document Number0032350180
Book / Page3235 / 180
Map ReferenceMB 6 PG 42
Instrument DateDec 10, 2021
Instrument2021086208
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2415 E STEVEN ST, INVERNESS, FL 34453-9562

Mortgage

Document Number0003235183
DateDec 15, 2021
Instrument3235/183
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address2415 E STEVEN ST, INVERNESS, FL 34453-9562
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031151624
DateDec 10, 2020
Book Page3115/1624
Instrument2020067444
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,820.00 (+13.47%) Homeowner's exemption$150,006 (-40.41%)$257,865 (+2.43%) Land $25,000 Building $232,865
2024$1,604.00 (+2.89%) Homeowner's exemption Additional exemption filed$251,750 (-3.12%) Land $15,000 Building $236,750$251,750 (-3.12%) Land $15,000 Building $236,750
2023$1,559.00 (+6.93%) Homeowner's exemption Additional exemption filed$259,852 (+18.12%) Land $14,000 Building $245,852$259,852 (+18.12%) Land $14,000 Building $245,852
2022$1,458.00 Homeowner's exemption Additional exemption filed$219,987 Land $12,300 Building $207,687$219,987 Land $12,300 Building $207,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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