Maricopa County property record for 2045 E Rancho Dr, Phoenix, AZ 85016
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,340 sqft · built 1959 |
| Lot Size | 0.36 acres (15,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Feb 2015) |
| Tax Bill | $7,646 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Feb 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 164-48-014E |
| Primary APN | 164-48-014E |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 2,340 sqft |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 15,719 sqft (0.36 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 585 sqft |
| Patio Area | 293 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2045 E RANCHO DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85016-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | PT N2 NW4 NE4 DESC AS FOL BEG SE COR LOT 7 BILT- MORE PARK TH NLY 123.71' TO NE COR SD LOT 7 TH S 71: 32' 30" E 30.26' TH ELY |
| Legal Range | 03E |
| Legal Township | 02N |
| Legal Section | 15 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Lot Number | 7 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 107700 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2045 E RANCHO DR, PHOENIX, AZ 85016-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA |
| Feb 6, 2018 | Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2015 · Amount on Record |
| Deed Sale | Feb 24, 2015 · Amount on Record |
| Prior Sale | May 14, 2002 · Amount on Record |
| Deed Document Number | 20150118766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2045 E RANCHO DR, PHOENIX, AZ 85016-2702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2045 E RANCHO DR, PHOENIX, AZ 85016-2702 |
| Document Number | 0001090793 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 20211090793 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 8, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2045 E RANCHO DR, PHOENIX, AZ 85016-2702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000090858 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 20180090858 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 15, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Madison Elementary District (PK - 08) |
| Secondary School District | Phoenix Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,220 (-6.72%) | $922,200 (-6.72%) Land $184,400 Building $737,800 | |
| 2025 | $7,646.00 (+8.44%) | ||
| 2024 | $98,860 | $988,600 Land $197,700 Building $790,900 | |
| 2023 | $7,051.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2005) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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