2045 E Cathedral Rock Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 2045 E Cathedral Rock Dr, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,554 sqft · built 1993
Lot Size	0.248 acres (10,807 sqft)
Owner	2 Individual Names on File
Last Sale	$778,000 (Mar 2026)
Tax Bill	$4,904 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`301-75-623`

Property Details

APN / Parcel Number

Primary APN	`301-75-623`
Alternative APN	`301756231`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,554 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	2,554 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,807 sqft (0.248 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2045 E CATHEDRAL ROCK DR
City	PHOENIX
State	AZ
Zip	85048-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN PARK RANCH UNIT 35G-2 PHASE 2 44-119 A,B MCR 345-47
Legal Range	3E
Legal Township	1S
Legal Section	27
Legal Subdivision	MOUNTAIN PARK RANCH UNIT 35G-2 PHASE 2 4
Legal Phase	2
Legal Lot Number	63
Legal Unit	35G-2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	116728

Owner

2045 E Cathedral Rock Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Maricopa County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2045 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Jun 17, 2008
Deed Document Number	2026154697
Prior Transfer Date	Dec 20, 1994
Prior Transfer Doc	0000085314
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 17, 2026
Property Address	2045 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9579
Document Number	0000154697
Map Reference	MB 345 PG 47
Instrument Date	Mar 16, 2026
Instrument	20260154697
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 GOLDEN SAGE AVE, GEORGETOWN, TX 78633-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2045 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9579

Mortgage

Document Number	0000154698
Date	Mar 17, 2026
Instrument	20260154698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2045 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9579
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9579

Mortgage

Document Number	0001218094
Date	Dec 10, 2020
Instrument	20201218094

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2045 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9579
Document Number	0000955423
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2045 E CATHEDRAL ROCK DR PHOENIX AZ 850489579, PHOENIX, AZ 85048-9579

Mortgage

Document Number	0000955423
Date	Dec 27, 2017
Instrument	955423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2017
Property Address	2045 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9579
Document Number	0000835380
Instrument Date	Nov 9, 2017
Instrument	835380
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Tax Assessment & Valuation

The 2025 property tax bill for 2045 E Cathedral Rock Dr was $4,904.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,550 (+40.66%)	$655,500 (+9.85%) Land $131,100 Building $524,400
2025	$4,904.00	$46,602 (-26.8%)	$596,700 (-6.27%) Land $119,300 Building $477,400
2024		$63,660	$636,600 Land $127,300 Building $509,300
2023	$4,675.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2045 E Cathedral Rock Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 E Cathedral Rock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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