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2045 E Bay Dr, Largo, FL 33771 Property Records

Pinellas County property record for 2045 E Bay Dr, Largo, FL 33771 · Last verified July 2026

Property Summary

Property TypeApartments (5+ Units)
Details300 bd · 256,864 sqft · built 1972
Lot Size9.13 acres (398,043 sqft)
OwnerCompany Name on File
Last Sale$25,750,000 (Aug 2019)
Tax Bill$541,135 (2025)
Deeds & MortgagesAug 2019 Sale & Line of Credit
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNC62-000-748-3423-5

Property Details

APN / Parcel Number

Primary APNC62-000-748-3423-5
Alternative APNs
  • 35-29-15-70218-400-0400
  • 291535702184000400
  • 152935702184000400
  • R386809

Interior

Bedrooms300 Beds
Units560 Units
Stories2 Stories
Building Area256,864 sqft Living Area
Gross Area319,725 sqft
1st Floor Area252,496 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area398,043 sqft (9.13 acres)
Lot Dimensions1,290 ft deep x 305 ft wide

Exterior Amenities

PorchPatio
Deck Area3,900 sqft
Patio Area2,040 sqft
Shed1 Shed
Shed Area400 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemCentral

Location & Zoning

Account NumberR386809
Street Address2045 E BAY DR
CityLARGO
StateFL
Zip33771-6300
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionPINELLAS GROVES SE 1/4, SEC 35-29-15 LOTS 4 & 13 LESS W 10FT & N 17FT FOR RD R/W
Legal Range15E
Legal Township29S
Legal Section35
Legal SubdivisionPINELLAS GROVES
Legal Tract70218
Legal Lot Number4,13
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2002
Census Tract25303

Owner

Source: Pinellas County records · APN C62-000-748-3423-5

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2045 E BAY DR, LARGO, FL 33771-6300
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2019Trustee's Deed, Transfer · Line of Credit
LOANCORE CAP CREDIT REIT LLC
Jan 27, 2017Loan Modification, Mortgage · Line of Credit
SEACOAST NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Deed Document Number2019264162
Deed Book / Page20658 / 1954
Record UpdatedSep 20, 2026

August 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionPINELLAS FL
Recording DateAug 16, 2019
Property Address2045 E BAY DR, LARGO, FL 33771-6300
Document Number0206581954
Book / Page020658 / 001954
Instrument DateAug 01, 2019
Instrument264162
Transaction TypeTransfer
Record UpdatedSep 03, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180,250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address601 N ASHLEY DR #900 TAMPA FL 336024319, 900, TAMPA, FL 33602-4319

Mortgage

Document Number206581957
DateAug 16, 2019
Book Page020658/001957
Instrument264163
Lender
NameLOANCORE CAP CREDIT REIT LLC
Address55 RAILROAD AVE # 100, GREENWICH, CT 06830-6378
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueAug 15, 2022
Interest
Rate TypeAdjustable Rate

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address2045 E BAY DR, LARGO, FL 33771-6300
Document Number0195002016
Book / Page019500 / 002016
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedFeb 24, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address25 SE 2ND AVE #900 MIAMI FL 331311604, 900, MIAMI, FL 33131-1604

Mortgage

Document Number0195002016
DateJan 30, 2017
Book Page019500/002016
Instrument31606
Lender
NameSEACOAST NAT'L BK
TypeBank
Address815 COLORADO AVE, STUART, FL 34994-3053
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$541,135.00 (-1.29%)$28,500,000 (-7.77%) Land $7,611,754 Building $20,888,246$28,500,000 (-7.77%) Land $7,611,754 Building $20,888,246
2024$548,201.00 (+0.38%)
2023$546,152.00 (+6.59%)$30,900,000 (+2.15%)$30,900,000 (+2.15%) Land $8,018,019 Building $22,881,981
2022$512,389.00$30,250,000$30,250,000 Land $8,340,907 Building $21,909,093

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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