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1945 E Bay Dr, Largo, FL 33771 Property Records

Pinellas County property record for 1945 E Bay Dr, Largo, FL 33771

Property Summary

Property TypeProfessional Building (Legal, Insurance, Real Estate, Business)
Details1 ba · 2,229 sqft · built 1962
Lot Size0.216 acres (9,418 sqft)
OwnerCompany Name on Record
Last Sale$395,000 (Sep 2006)
Tax Bill$6,170 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-748-2839-3

Property Details

APN / Parcel Number

Primary APNC62-000-748-2839-3
Alternative APNs
  • 35-29-15-47916-000-0020
  • 152935479160000020
  • R386222

Interior

Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area2,229 sqft Heated Area
1st Floor Area2,229 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1984
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeFooting
Roof TypeRigid Frame Bar Joist
Roof MaterialComposition Shingle
Lot Area9,418 sqft (0.216 acres)
Lot Dimensions118 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Carport Area216 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area170 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account NumberR386222
Old Parcel Number152935479160000020
Street Address1945 E BAY DR
CityLARGO
StateFL
Zip33771-2217
Property CategoryCommercial
Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal DescriptionLAKE JUDY LEE SUB LOT 2
Legal Range15
Legal Township29
Legal Section35
Legal SubdivisionLAKE JUDY LEE SUB
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2007
Census Tract25303

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address100 DRIFTWOOD LN, LARGO, FL 33770-2601
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2006 · Amount on Record
Deed SaleSep 19, 2006 · Amount on Record
Prior SaleMar 7, 2003
Deed Document Number0015373294
Deed Book / Page15373 / 294
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1945 E BAY DR, LARGO, FL 33771-2217
Document Number0198392091
Instrument DateAug 29, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 DRIFTWOOD LN LARGO FL 337702601, LARGO, FL 33770-2601

Mortgage

Document Number0198392091
DateNov 14, 2017
Book Page019839/002091
Instrument346924
Lender
NameSYNOVUS BK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 13, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,170.00 (+9.65%)$325,000 (+8.33%)$325,000 (+8.33%) Land $149,713 Building $175,287
2023$5,627.00 (+9.69%)$300,000 (+11.11%)$300,000 (+11.11%) Land $121,612 Building $178,388
2022$5,130.00$270,000$270,000 Land $113,147 Building $156,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies175 units insured
incl. 144 condo units
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA9 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Frontier, Verizon.

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