2045 Commerce Blvd, Mound, MN 55364 Property Records

Hennepin County property record for 2045 Commerce Blvd, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 981 sqft · built 1931
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Dec 2015)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-117-24-41-0027`

Property Details

APN / Parcel Number

Primary APN	`14-117-24-41-0027`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	981 sqft
Basement Area	563 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	223 ft deep x 81 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	280 sqft
Porch	Open Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2045 COMMERCE BLVD
City	MOUND
State	MN
Zip	55364-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 054 A MOUND LOT 54 AND S 1/2 OF LOT 53 AND E 30 FT OF LOT 61 AND E 30 FT OF S 1/2 OF LOT 62 SUBJECT TO ROAD 81 X 223
Legal Range	24
Legal Township	117
Legal Section	14
Legal Quarter	41
Legal Subdivision	MOUND
Legal Block	2
Legal Lot Number	54
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	2
Census Block	2005
Census Tract	27601

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2045 COMMERCE BLVD, MOUND, MN 55364-1542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	201510263384
Last Transfer Date	May 6, 2016
Transfer Doc	0010312453
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2045 COMMERCE BLVD, MOUND, MN 55364-1542
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10915061
Date	Feb 11, 2021
Instrument	A10915061

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,961.00 (+14.94%)	$294,200 (+11.44%) Land $92,200 Building $202,000	$294,200 (+11.44%) Land $92,200 Building $202,000
2023	$4,316.00 Homeowner's exemption
2022		$264,000 Land $79,000 Building $185,000	$264,000 Land $79,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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