2044 Commerce Blvd, Mound, MN 55364 Property Records

Hennepin County property record for 2044 Commerce Blvd, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,400 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jun 2025)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-117-24-32-0140`

Property Details

APN / Parcel Number

Primary APN	`13-117-24-32-0140`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,400 sqft
Basement Area	1,120 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	113 ft deep x 70 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	176 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2044 COMMERCE BLVD
City	MOUND
State	MN
Zip	55364-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 012 BLOCK 004 A LAKE SIDE PARK A L CROCKERS 1ST DIV LOT 12 AND THE N 30 FT OF LOT 13 INCL ADJ W 1/2 OF ST VAC SUBJECT TO ROAD 70 X 113
Legal Range	24
Legal Township	117
Legal Section	13
Legal Quarter	32
Legal Subdivision	LAKE SIDE PARK A L CROCKERS 1ST DIV
Legal Block	4
Legal Lot Number	12
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	1
Census Block	1013
Census Tract	27601

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2044 COMMERCE BLVD, MOUND, MN 55364-1571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI BELL BK
Mar 13, 2019	Warranty Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	202511376985
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	0010186128
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2044 COMMERCE BLVD, MOUND, MN 55364-1571
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2044 COMMERCE BLVD, MOUND, MN 55364-1571

Mortgage

Document Number	0A11016564
Date	Sep 17, 2021
Instrument	A11016564

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2044 COMMERCE BLVD, MOUND, MN 55364-1571
Document Number	0010715047
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2044 COMMERCE BLVD MOUND MN 553641571, MOUND, MN 55364-1571

Mortgage

Document Number	0010715047
Date	Oct 21, 2019
Instrument	10715047

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 13, 2019
Property Address	2044 COMMERCE BLVD, MOUND, MN 55364-1571
Document Number	0010643502
Instrument Date	Mar 8, 2019
Instrument	10643502
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.98
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2044 COMMERCE BLVD MOUND MN 553641571, MOUND, MN 55364-1571

Mortgage

Document Number	10643503
Date	Mar 13, 2019
Instrument	10643503

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00 (+14.24%)	$363,900 (+2.22%) Land $78,800 Building $285,100	$363,900 (+2.22%) Land $78,800 Building $285,100
2023	$3,461.00 Homeowner's exemption
2022		$356,000 Land $81,000 Building $275,000	$356,000 Land $81,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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