2045 Cobblestone Dr, Cologne, MN 55322 Property Records

Carver County property record for 2045 Cobblestone Dr, Cologne, MN 55322 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,186 sqft · built 2007
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jul 2019)
Tax Bill	$6,510 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-4400280`

Property Details

APN / Parcel Number

Primary APN	`40-4400280`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,186 sqft Finished Area
Gross Area	3,705 sqft
1st Floor Area	1,437 sqft
Basement Area	798 sqft
Finished Basement	798 sqft
Unfinished Basement	798 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,411 sqft (0.239 acres)
Garage Area	700 sqft
Porch	Porch
Porch Area	192 sqft
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2045 COBBLESTONE DR
City	COLOGNE
State	MN
Zip	55322-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT COLOGNE LOT 012 BLOCK 003
Legal Range	25W
Legal Township	115
Legal Section	14
Legal Subdivision	VILLAGE AT COLOGNE
Legal Block	3
Legal Lot Number	12
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2085
Census Tract	91202

Owner

Source: Carver County records · APN 40-4400280

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2045 COBBLESTONE DR, COLOGNE, MN 55322-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY LLC
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Jul 05, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2019 · Amount on Record
Deed Sale	Jul 05, 2019 · Amount on Record
Prior Sale	Oct 25, 2011 · Amount on Record
Deed Document Number	2019679383
Last Transfer Date	Jun 06, 2024
Transfer Doc	000A773872
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2045 COBBLESTONE DR, COLOGNE, MN 55322-4516
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	NORTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A749991
Date	Jul 29, 2022
Instrument	A749991

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2045 COBBLESTONE DR, COLOGNE, MN 55322-4516
Document Number	0000716282
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	NORTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 COBBLESTONE DR COLOGNE MN 553224516, COLOGNE, MN 55322-4516

Mortgage

Document Number	0000716282
Date	Jan 27, 2021
Instrument	716282

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 05, 2019
Property Address	2045 COBBLESTONE DR, COLOGNE, MN 55322-4516
Document Number	0000679383
Instrument Date	Jun 28, 2019
Instrument	679383
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	FIRST FINANCIAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 COBBLESTONE DR COLOGNE MN 553224516, COLOGNE, MN 55322-4516

Mortgage

Document Number	679384
Date	Jul 05, 2019
Instrument	679384

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2049

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,510.00 (+55.89%) Homeowner's exemption	$493,500 (+2.34%) Land $110,000 Building $383,500	$493,500 (+2.34%) Land $110,000 Building $383,500
2025		$482,200 (+3.94%) Land $105,000 Building $377,200	$482,200 (+3.94%) Land $105,000 Building $377,200
2024	$4,176.00 (-0.1%) Homeowner's exemption	$463,900 (-) Land $100,000 Building $363,900	$463,900 (-) Land $100,000 Building $363,900
2023	$4,180.00 Homeowner's exemption	$463,900 Land $100,000 Building $363,900	$463,900 Land $100,000 Building $363,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 14% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Fiber	2,000 / 2,000
Nuvera Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Broadband	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xtratyme Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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