2040 Cobblestone Dr, Cologne, MN 55322 Property Records

Carver County property record for 2040 Cobblestone Dr, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,798 sqft · built 2011
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Nov 2018)
Tax Bill	$4,996 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`40-4400120`

Property Details

APN / Parcel Number

Primary APN	`40-4400120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,798 sqft Finished Area
Gross Area	1,814 sqft
1st Floor Area	948 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,631 sqft (0.267 acres)
Garage Area	700 sqft
Porch	Porch
Porch Area	66 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	2040 COBBLESTONE DR
City	COLOGNE
State	MN
Zip	55322-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT COLOGNE LOT 011 BLOCK 002
Legal Range	25W
Legal Township	115
Legal Section	14
Legal Subdivision	VILLAGE AT COLOGNE
Legal Block	2
Legal Lot Number	11
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2082
Census Tract	91202

Owner

Source: Carver County records · APN 40-4400120

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L
Oct 11, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 08, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Nov 05, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK
Mar 22, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2018 · Amount on Record
Deed Sale	Nov 05, 2018 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	2018669753
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Recording Date	Jul 16, 2026
Property Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516
Document Number	0000803074
Instrument Date	Jun 25, 2026
Instrument	2026803074
Transaction Type	Mortgage
Record Updated	Aug 03, 2026
Title Company	SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516

Mortgage

Document Number	0000803074,
Date	Jul 16, 2026
Instrument	2026803074

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	268 Months
Due	Nov 01, 2048

Interest

Rate	6.53%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516

Mortgage

Document Number	000A753166
Date	Oct 11, 2022
Instrument	A753166

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 01, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516

Mortgage

Document Number	000A740553
Date	Jan 13, 2022
Instrument	A740553

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Nov 01, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516

Mortgage

Document Number	000A736626
Date	Nov 08, 2021
Instrument	A736626

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 01, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Nov 05, 2018
Property Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516
Document Number	0000669753
Instrument Date	Nov 01, 2018
Instrument	669753
Transaction Type	Transfer
Record Updated	Dec 06, 2018
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,003.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2040 COBBLESTONE DR COLOGNE MN 553224516, COLOGNE, MN 55322-4516

Mortgage

Document Number	669754
Date	Nov 05, 2018
Instrument	669754

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Mar 22, 2017
Property Address	2040 COBBLESTONE DR, COLOGNE, MN 55322-4516
Document Number	0000642809
Instrument Date	Mar 10, 2017
Instrument	642809
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2040 COBBLESTONE DR COLOGNE MN 553224516, COLOGNE, MN 55322-4516

Mortgage

Document Number	642812
Date	Mar 22, 2017
Instrument	642812

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,996.00 (+3.82%) Homeowner's exemption	$385,600 (+1.31%) Land $110,000 Building $275,600	$385,600 (+1.31%) Land $110,000 Building $275,600
2025		$380,600 (+4.02%) Land $105,000 Building $275,600	$380,600 (+4.02%) Land $105,000 Building $275,600
2024	$4,812.00 (+4.29%) Homeowner's exemption	$365,900 (-) Land $100,000 Building $265,900	$365,900 (-) Land $100,000 Building $265,900
2023	$4,614.00 Homeowner's exemption	$365,900 Land $100,000 Building $265,900	$365,900 Land $100,000 Building $265,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 132 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Cologne serves 1,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

2040 Cobblestone Dr, Cologne, MN 55322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Cobblestone Dr

Nearby Streets

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