Cook County property record for 2045 Clover Rd, Northbrook, IL 60062
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,477 sqft · built 1970 |
| Lot Size | 0.277 acres (12,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $467,000 (Jul 2018) |
| Tax Bill | $9,778 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-17-411-006 |
| Primary APN | 04-17-411-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,477 sqft Living Area |
| 1st Floor Area | 2,477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,060 sqft (0.277 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2045 CLOVER RD |
|---|---|
| City | NORTHBROOK |
| State | IL |
| Zip | 60062-6422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (RAMSGATE) (SOUTH) A SUB IN THE SE SEC 17-42-12 |
| Legal Range | 12E |
| Legal Township | 42N |
| Legal Section | 17 |
| Legal Subdivision | RAMSGATE SOUTH |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 801606 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 CLOVER RD, NORTHBROOK, IL 60062-6422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BK |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 201857036 |
| Prior Transfer Date | Jun 23, 1999 |
| Prior Transfer Doc | 0000000016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2045 CLOVER RD, NORTHBROOK, IL 60062-6422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0008104040 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2208104040 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2045 CLOVER RD, NORTHBROOK, IL 60062-6422 |
| Document Number | 2020421088 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2045 CLOVER RD NORTHBROOK IL 600626422, NORTHBROOK, IL 60062-6422 |
| Document Number | 2020421088 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 20421088 |
| Name | LIBERTY BK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60656-1967 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 26, 2018 |
| Property Address | 2045 CLOVER RD, NORTHBROOK, IL 60062-6422 |
| Document Number | 1820757036 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 20757036 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2045 CLOVER RD NORTHBROOK IL 600626422, NORTHBROOK, IL 60062-6422 |
| Document Number | 1820757037 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 20757037 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Northfield Township |
| Municipality | Northbrook Village |
| Secondary School District | Northfield Township High School District 225 (09 - 12) |
| Elementary School District | West Northfield School District 31 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,000 (+39.26%) Land $18,090 Building $52,910 | $710,000 (+39.26%) Land $180,900 Building $529,100 | |
| 2023 | $9,778.00 (-5.35%) | ||
| 2022 | $10,331.00 Homeowner's exemption | $50,985 Land $18,090 Building $32,895 | $509,850 Land $180,900 Building $328,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHBROOK serves 34,200 people · EPA ID IL0312070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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