2038 Clover Rd, Northbrook, IL 60062 Property Records

Cook County property record for 2038 Clover Rd, Northbrook, IL 60062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,477 sqft · built 1969
Lot Size	0.277 acres (12,060 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jul 2004)
Tax Bill	$10,455 (2023)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-17-412-012`

Property Details

APN / Parcel Number

Primary APN	`04-17-412-012`
Alternative APN	`04-17-412-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,477 sqft Living Area
1st Floor Area	2,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,060 sqft (0.277 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2038 CLOVER RD
City	NORTHBROOK
State	IL
Zip	60062-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE4 S17 T42N R12E 3P
Legal Range	12E
Legal Township	42N
Legal Section	17
Legal Subdivision	RAMSGATE SOUTH
Legal Lot Number	37
Jurisdiction	COOK IL
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2002
Census Tract	801606

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2038 CLOVER RD, NORTHBROOK, IL 60062-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2004 · Amount on Record
Deed Sale	Jul 22, 2004 · Amount on Record
Deed Document Number	20041441
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2038 CLOVER RD, NORTHBROOK, IL 60062-6440
Document Number	1835306027
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 CLOVER RD NORTHBROOK IL 600626440, NORTHBROOK, IL 60062-6440

Mortgage

Document Number	1835306027
Date	Dec 19, 2018
Instrument	35306027

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Northfield Township
Municipality	Northbrook Village
Secondary School District	Northfield Township High School District 225 (09 - 12)
Elementary School District	West Northfield School District 31 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,000 (+35.29%) Land $18,090 Building $50,910	$690,000 (+35.29%) Land $180,900 Building $509,100
2023	$10,455.00 (+1.17%)
2022	$10,334.00 Homeowner's exemption	$51,000 Land $18,090 Building $32,910	$510,000 Land $180,900 Building $329,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBROOK serves 34,200 people · EPA ID IL0312070
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20