2045 Cherrytree Ln, Winterville, NC 28590 Property Records

Pitt County property record for 2045 Cherrytree Ln, Winterville, NC 28590

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,213 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2022)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`074487`

Property Details

APN / Parcel Number

Primary APN	`074487`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,213 sqft Heated Area
Gross Area	3,006 sqft
1st Floor Area	1,661 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2045 CHERRYTREE LN
City	WINTERVILLE
State	NC
Zip	28590-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Description	CHARLESTON VILLAGE
Legal Subdivision	CHARLESTON VILLAGE
Legal Lot Number	38
Jurisdiction	PITT NC
Township / Civil Division	WINTERVILLE
Census Block Group	3
Census Block	3024
Census Tract	607

Owner

2045 Cherrytree Ln is owned and occupied by two individuals who bought it in December 2022.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2045 CHERRYTREE LN, WINTERVILLE, NC 28590-8019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Jun 18, 2009 · Amount on File
Deed Book / Page	4361 / 390
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	004194
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Dec 8, 2022
Property Address	2045 CHERRYTREE LN, WINTERVILLE, NC 28590-8019
Document Number	0000004361
Book / Page	4361 / 390
Map Reference	MB 68 PG 76
Instrument Date	Dec 6, 2022
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2624 SOUTHERN BLVD STE 102, 102, VIRGINIA BEACH, VA 23452-7433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 CHERRYTREE LN, WINTERVILLE, NC 28590-8019

Mortgage

Document Number	0004361393
Date	Dec 8, 2022
Instrument	4361/393

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.15%
Index	5-Year TN
Max Rate	11.1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PITT NC
Recording Date	Nov 1, 2021
Property Address	2045 CHERRYTREE LN, WINTERVILLE, NC 28590-8019
Document Number	004194
Book / Page	4194 / 275
Map Reference	MB 68 PG 76
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2624 SOUTHERN BLVD STE 102, 102, VIRGINIA BEACH, VA 23452-7433

Tax Assessment & Valuation

The 2026 property tax bill for 2045 Cherrytree Ln was $3,432.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Municipality	Greenville City
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00	$341,904 (-) Land $40,000 Building $301,904	$341,904 (-) Land $40,000 Building $301,904
2025	$3,432.00	$341,904 Land $40,000 Building $301,904	$341,904 Land $40,000 Building $301,904
2023	$2,985.00	$243,155 Land $30,000 Building $213,155	$243,155 Land $30,000 Building $213,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Cherrytree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Cherrytree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL ARTHUR WATER CORP private · serves 11,765 people · EPA ID NC0474045
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Brightspeed, HarvestBeam, Verizon.

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