2040 Cherrytree Ln, Winterville, NC 28590 Property Records

Pitt County property record for 2040 Cherrytree Ln, Winterville, NC 28590

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,582 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Sep 2020)
Tax Bill	$2,964 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073444`

Property Details

APN / Parcel Number

Primary APN	`073444`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,582 sqft Heated Area
Gross Area	3,014 sqft
1st Floor Area	1,582 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2040 CHERRYTREE LN
City	WINTERVILLE
State	NC
Zip	28590-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9S
Legal Description	CHARLESTON VILLAGE
Legal Subdivision	CHARLESTON VILLAGE
Legal Lot Number	68
Jurisdiction	PITT NC
Township / Civil Division	WINTERVILLE
Census Block Group	3
Census Block	3013
Census Tract	607

Owner

Source: Pitt County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2040 CHERRYTREE LN, WINTERVILLE, NC 28590-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · Conventional with PMI TRUIST BK
Apr 30, 2019	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Book / Page	3976 / 166
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Sep 9, 2020
Property Address	2040 CHERRYTREE LN, WINTERVILLE, NC 28590-8018
Document Number	0039760166
Book / Page	003976 / 000166
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CHERRYTREE LN WINTERVILLE NC 285908018, WINTERVILLE, NC 28590-8018

Mortgage

Document Number	39760168
Date	Sep 9, 2020
Book Page	003976/000168

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	2040 CHERRYTREE LN, WINTERVILLE, NC 28590-8018
Document Number	0037860060
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CHERRYTREE LN WINTERVILLE NC 285908018, WINTERVILLE, NC 28590-8018

Mortgage

Document Number	0037860060
Date	May 8, 2019
Book Page	003786/000060

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Municipality	Greenville City
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,964.00 (+28.2%)	$293,287 (+57.82%) Land $40,000 Building $253,287	$293,287 (+57.82%) Land $40,000 Building $253,287
2023	$2,312.00	$185,837 Land $30,000 Building $155,837	$185,837 Land $30,000 Building $155,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL ARTHUR WATER CORP private · serves 11,765 people · EPA ID NC0474045
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Brightspeed, HarvestBeam, Verizon.

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