2045 Centennial Rd, Toledo, OH 43617 Property Records

Lucas County property record for 2045 Centennial Rd, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1954
Lot Size	0.971 acres (42,297 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2022)
Tax Bill	$2,767 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-31881`

Property Details

APN / Parcel Number

Primary APN	`65-31881`
Alternative APN	`28023026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Lot Area	42,297 sqft (0.971 acres)
Lot Width	104 ft Width
View / Lot	Secondary
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2045 CENTENNIAL RD
City	TOLEDO
State	OH
Zip	43617-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	19-RA4
Legal Description	6 9 31 LOT 4 N 1 AC S 6 AC N 10 AC E 20 AC
Legal Tract	91
Legal Lot Number	4
Jurisdiction	LUCAS OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	9101

Owner

Source: Lucas County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2045 CENTENNIAL RD, TOLEDO, OH 43617-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Fiduciary Deed, Transfer · FHA Mortgage MIDWEST MORTGAGE INVESTMENTS LTD
May 24, 2021	Intrafamily Transfer, Transfer
Oct 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Dec 16, 2019
Deed Document Number	202249857
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0000051377
Record Updated	Sep 20, 2026

November 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 21, 2022
Property Address	2045 CENTENNIAL RD, TOLEDO, OH 43617-1715
Document Number	0000049857
Instrument Date	Oct 31, 2022
Instrument	202211210049857
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 CENTENNIAL RD, TOLEDO, OH 43617-1715

Mortgage

Document Number	0000049858
Date	Nov 21, 2022
Instrument	202211210049858

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	May 24, 2021
Property Address	2045 CENTENNIAL RD, TOLEDO, OH 43617-1715
Document Number	0000025969
Instrument Date	Apr 30, 2021
Instrument	202105240025969
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1331 S CRISSEY RD, HOLLAND, OH 43528-8518

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 18, 2017
Property Address	2045 CENTENNIAL RD, TOLEDO, OH 43617-1715
Document Number	0000045826
Instrument Date	May 19, 2017
Instrument	45826
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1331 S CRISSEY RD HOLLAND OH 435288518, HOLLAND, OH 43528-8518

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Springfield Township
Unified School District	Springfield Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,655 (-) Land $13,965 Building $32,690	$133,300 (-) Land $39,900 Building $93,400
2024	$2,767.00 (+50.63%)	$46,655 (+79.89%) Land $13,965 Building $32,690	$133,300 (+79.89%) Land $39,900 Building $93,400
2023	$1,837.00 (-1.34%)	$25,935 (-) Land $6,650 Building $19,285
2022	$1,862.00 Homeowner's exemption	$25,935 Land $6,650 Building $19,285
2021			$74,100 Land $19,000 Building $55,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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